Medical Travel Compared: Medical travel insurance review in 2023

Today’s post is a complete guide to Medical Travel Compared, a free service that helps you find the right level of medical coverage they need for your next trip. We review the coverage available, and who can benefit!

To save you time, here are the best insurances for your trip:

Stay from 1 to 90 days
“Heymondo Premium”
4,8 ⭐️⭐️⭐️⭐️⭐️

– 5% off
Valid until 30/09/2023

Working abroad
“Chapka Working Holiday”
4,8 ⭐️⭐️⭐️⭐️⭐️

– 5% off
Valid until 30/09/2023

Studies abroad
“Cap Student”
4,8 ⭐️⭐️⭐️⭐️⭐️

– 5% off
Valid until 30/09/2023

Stay more than 90 days
“Heymondo Long Stay”
4,5 ⭐️⭐️⭐️⭐️⭐️

– 5% off
Valid until 30/09/2023

Multitrip 1 year
“Chapka Multitrip”
4,5 ⭐️⭐️⭐️⭐️⭐️

No offer available in September 2023

Promo code applies an automatic and immediate discount.

  1. After clicking on the offer, you will be redirected to the insurer website
  2. Fill in the details of your next trip
  3. Then click on “Get a quote”.
  4. The promo code will be applied automatically.

Medical Travel Compared

In September 2023, get a 5% discount on Heymondo insurance!

  1. Click here : Activate Promo Code
  2. Enter your trip details: type of travel, destination, dates, and number of travellers.
  3. All done! The discount will be automatically applied to your policy.

When it comes to travel insurance, identifying an affordable policy that meets all your needs can be a little tricky, especially when you have pre-existing medical conditions. Indeed, some insurance providers don’t provide any coverage for this type of traveller.

This brings us to the topic of today’s post: Medical Travel Compared. Medical Travel Compared is a free, UK-based platform that is dedicated to helping people of all ages and abilities find the right travel insurance.

After all, everyone should be able to get out there, travel the world, and experience new things, without having to pay absurd amounts to cover their medical conditions.

In this Medical Travel Compared review, we’ll cover the basics of the website, the key benefits to look out for in a policy, and ultimately, how to use the platform to get the right policy to protect yourself while abroad. Let’s get into it!

Medical Travel Compared reviews

Medical Travel Compared boasts an impressive number of online reviews on TrustPilot, over 20,000, in fact. What’s more, the overwhelming majority of these reviews show clear satisfaction with the platform.

To make things a little easier for you, I’ve collated these reviews to give you an idea of what people found helpful, and unhelpful with the service. By giving you the full picture, you’ll be able to make an informed decision on where to look for your medical travel insurance.

Here are some average review scores on Medical Travel Compared in September 2023:

  • 4.8/5 “TrustScore” on TrustPilot.
  • 4.3/5 on Facebook.

Note that the “TrustScore” is not simply an average, but also considers a range of other factors, such as the age and frequency of reviews, giving you a more authentic idea of the experiences people have had.

Reviews of Medical Travel Compared on TrustPilot

TrustPilot is perhaps the leading online review platform in the world, giving customers the opportunity to leave reviews on businesses.

There are currently 21,256 total reviews of Medical Travel Compared at the time of writing this post. With a TrustScore of 4.8, it’s fair to say that it is a reputable company. Here’s a summary of those reviews:

Positive reviews on TrustPilot

  • Easy to navigate website, where you can see the range of quotes within minutes.
  • Policy comparisons displayed clearly with all the relevant information.
  • Great for senior citizens with medical conditions.
  • Wide range of quality quotes from different insurers.
  • Many affordable options displayed, which is difficult to find with policies catering to medical conditions.

Negative reviews on TrustPilot

  • Medical health form displays boxes to tick, but no possibility to provide further details about one’s medical conditions.
  • Technical issues on the homepage caused irritation for some users.

Reviews of Medical Travel Compared on Facebook

There are considerably fewer reviews to choose from on Facebook than on TrustPilot, but it’s always a good idea to look for online reviews on different platforms!

Positive reviews on Facebook

  • Caring and professional customer service.
  • Showed policies with good value for money.
  • Genuine and fair claims’ payout.
  • Easy to use website.

Negative reviews on Facebook

  • Technical problems with the website made the application process difficult.
  • Some users were upset that their search only produced expensive results.

From reading through these reviews, one can conclude that most users found contracting a policy through Medical Travel Compared to be fast and convenient.

In fact, I would like to mention that for the number of reviews of the website that exist on TrustPilot, a very small portion of them are negative. I must say, this is not particularly common within the world of travel insurance!

Many users talked about how straightforward the claim’s process was, and how they received reimbursements within a few weeks. This suggests that the company do their due diligence in selecting insurance providers to feature on their website.

My opinion on Medical Travel Compared

If you suffer from one or more pre-existing conditions, or if your age has caused you to be shunned by the traditional insurance providers, Medical Travel Compared may just be what you’re looking for.

I’ve been reviewing travel insurance providers for years now, and frankly, I find it quite upsetting to see how difficult it can be for some people with extra needs to find adequate insurance for their dream holidays. That’s why Medical Travel Compared is so great.

What sets them apart is how quick and easy it is for people to fill in a form, and then be presented with a clear medical travel insurance comparison, saving you time by not having to search for quotes individually.

When it comes to pre-existing conditions and the elderly, many insurers will find any way to increase the price of a quote, or not provide one at all. Medical Travel Compared allows you to filter your search to get the absolute best coverage, whatever your needs are.

Which Medical Travel Compared policy is right for me?

Using this medical travel insurance comparison platform is a great way to seek out the most comprehensive policy that is suited to your needs.

We’re going to take you through each one, including how to contract them, but before you dive right in, consider which type of insurance you need:

Single trip medical travel insurance

If you’re planning a short-term holiday to one of your favourite destinations, it’s important to travel with broad coverage, especially if you suffer from a pre-existing condition.

With Medical Travel Compared, you’re just minutes way from being presented with a wide range of appropriate options, all suited to your search parameters.

Use Medical Travel Compared to get the best Single Trip Insurance in September 2023:

  1. Click Here to Get a Free Quote
  2. Enter your trip details: destinations, dates, and number of travellers.
  3. Enter your pre-existing condition(s) and answer the questions that follow.
  4. Select your cover limits: filtrate your search results based on your needs to get the ideal coverage.
  5. That’s it! You will be shown all the quotes consistent with your search.

Annual Multi-Trip medical travel insurance

Annual travel insurance policies are a game-changing option for those who travel frequently.

You can save money by contracting a policy that covers all the short-term trips you take in a year. It’s also very refreshing to not have to worry about insurance for another 12 months!

Get Annual Multi-Trip insurance from £16.46 using Medical Travel Compared in September 2023:

  1. Click Here to Get a Free Quote
  2. Enter your trip details: start date, traveller details, and number of travellers.
  3. Enter your medical condition(s) and answer the questions in as much detail as possible.
  4. Select your cover limits: customise your search to suit your needs.
  5. All done! You will be presented with a range of annual policies matching your search.

Long Stay medical travel insurance compared

Finding comprehensive insurance can be difficult when you have one or more medical conditions, and it can be even harder when you want to travel for a longer period of time. Luckily, Medical Travel Compared is here to assist you, free of charge!

Use Medical Travel Compared to get the best Long Stay Insurance in September 2023:

  1. Click Here To Get a Free Quote
  2. Enter your trip details: destinations, dates, and number of travellers.
  3. Enter your pre-existing condition(s) and answer the questions that follow.
  4. Select your cover limits: customise your search results based on your specific needs and conditions.
  5. Ready to go! You will be shown all the quotes consistent with your search.

Remember to answer all the questions about your pre-existing conditions truthfully and in as much detail as possible, to ensure a successful claim, should you need to make one.

Cruise medical travel insurance compared

Going on a cruise is a great way to see the world, without putting your risk at health, as you will have access to licensed medical professionals at all times. However, it’s vital that you take out insurance, as accidents can still happen.

Luckily, Medical Travel Compared has you covered. Let’s take a look.

Get the best Cruise Insurance in September 2023, using Medical Travel Compared:

  1. Click Here To Get a Free Quote
  2. Enter your cruise details: destinations, dates, and number of travellers.
  3. Enter your medical condition(s) and fill in a few quick questions about your conditions.
  4. Select your cover limits: to adapt your policy search to fit your requirements.
  5. You’re good to go! Browse through the search results to find the ideal option for you.

Medical Travel Insurance coverage

In this section, I’ll be summarising the benefits of a few of the companies and policies that Medical Travel Compared directs you to based upon your medical conditions and search parameters.

Before you settle on a policy, it’s a good idea to compare the available options, so you can be sure that you’ve selected the most suitable insurance policy for your trip.

This will ensure that you get the right amount of coverage, without paying for guarantees that you don’t need.

Note that the levels of coverage displayed here are just to give you an idea, and the coverage you receive will depend on your personal circumstances and conditions.

Post Office Insurance

We’ve actually made a Post Office Insurance review, which you can read on our blog. If you just want to learn about their main features, I’ve summarised them here:

  • No age limit (Single Trip), and under 18s are covered free of charge under Single Trip and Annual plans.
  • Up to £5,000,0000 in medical expenses and assistance.
  • High number of medical conditions covered. Post Office claim to cover most pre-existing conditions.

Goodtogo Insurance

  • Offers £10,000,000 in medical emergency expenses for all policies (GTG Gold, GTG Platinum).
  • Hospital benefit of £1,000 a day for all policies.
  • No upper age limit.

As you can see, the platform provides you with a broad range of options suited to your specific conditions, and age, all for your added convenience.

Oasis Insurance

If you want to read our Oasis Insurance review article, click here. To save you some time, I’ve outlined their most useful features for travellers with pre-existing medical conditions:

  • 24/7 emergency assistance service phone line.
  • Up to £10,000,000 in medical expenses and assistance.
  • Enhanced Covid-19 cover.
  • Broad add-ons, including golf cover, winter sports cover, gadgets cover, and cruise cover.

How Medical Travel Compared works

Medical Travel Compared is not itself a medical travel insurance provider.

Instead, it is a medical travel insurance comparison site, that compiles the best and most affordable insurance policies based on your age and medical conditions, saving you both time and money.

Once you’ve entered your search parameters, you’ll be able to choose from a range of filtered policies suited to your needs. From there, you’ll be redirected to the insurer of your choice and you can start the application process.

If you’re still unsure about whether to take out insurance, remember that things can take a turn for the worst at any moment while abroad, setting you back thousands of pounds. With the right insurance policy, you’ll be covered for any unforeseen incidents or accidents.

Making a claim

Of course, no one ever wants to have to use their policy to make a claim, but it’s always better to familiarise yourself with your policy, so you know what to do.

If you need emergency medical treatment, transportation of pharmaceutical products, or if you need to be flown back to the UK while abroad, your insurance company can reimburse you for the costs.

Remember to always read your policy’s terms and conditions carefully, declare all your underlying medical conditions in the most detail possible, and keep all supporting documents relating to your incident. If you don’t, you will not be able to recover the costs.

What are the benefits of Medical Travel Compared?

The best feature of their services is the ease and speed at which you can find different policies with flexibility, little to no age restrictions, affordable prices, and most importantly, extensive medical coverage covering your pre-existing conditions.

Many travel insurance providers simply don’t provide enough coverage for people with pre-existing conditions or the elderly, whereas Medical Travel Compared presents you with policies that cover over 2000 different conditions, including the following:

  • Allergies
  • Anxiety
  • Asthma
  • Back problems
  • Cancer
  • Crohn’s disease
  • Diabetes
  • Epilepsy
  • Heart conditions
  • High blood pressure
  • Lupus
  • Skin cancer
  • Stroke

If you’re a traveller with specific medical requirements, Medical Travel Compared is perhaps the UK’s best platform for finding travel insurance for your next holiday abroad.

Advantages of Medical Travel Compared

  • Ease of navigating the website. The platform is incredibly easy to use, as shown by the online reviews. Also, it’s a mobile-friendly website.
  • Save time and money by having the best options presented to you within minutes.
  • Over 2000 different medical conditions. This is far more than any comparable websites claim to cover.
  • Great alternatives for people of all ages, especially senior citizens. Not just a broad range of plans, but quality coverage, too.
  • Destination-based guides: the website provides detailed information about medical travel insurance for a number of destinations, including Spain, France, Europe, and the USA.

How to use Medical Travel Compared

As I mentioned earlier, the website is incredibly easy to use. Simply click on the type of policy you want, enter your personal and trip details, and within moments you’ll have a multitude of policies to choose from.

To give you an extra hand, I’ve created a quick step-by-step guide on how it’s done:

  1. Go to the Medical Travel Compared website and select the type of insurance you want: (Single Trip, Annual Multi-trip, Long Stay, or Cruise).
  2. Fill in your trip details: destinations, travel dates, traveller details.
  3. Fill in info about your medical condition(s) and answer the quick questions that follow.
  4. Select your cover limits: filter your search results to get the exact coverage you need for your trip.
  5. All done! You will be shown all the policies that matched your search.

How to reduce the cost of your trip

Unfortunately, it is true that travel insurance covering medical conditions, or senior citizens, is generally going to be more costly than what it may cost for people without these difficulties.

However, this doesn’t mean your trip needs to be absurdly expensive!

There are countless ways to make your travels cheaper. Choosing insurance that is tailored to your needs is vital, but remember that there are other areas where you can save money, including:

  • Flights
  • Accommodation

Here are a few little tricks I’ve learned over the years, they’ve helped me save money on my travels, and allowed me to focus on enjoying the things I love about travelling.

Find cheaper flights

You know, flights don’t cost the same from all countries! To pay for my cheapest flights, I use NordVPN.

Basically, it’s a private network that allows you to access Internet sites from locations other than your own, and this can have some serious benefits:

In September 2023, enjoy a 59% discount on NordVPN.
Click here to activate your discount

Flights from Barcelona to Buenos Aires don’t cost the same if you buy them from Spain as from India, for example. So, once you’ve installed NordVPN, simply access websites like Skyscanner and compare prices by entering as if you were browsing from different countries.

The 8 countries from which it is cheapest to buy flights are: Malaysia, Bulgaria, India, Turkey, Romania, Indonesia, Portugal, and Thailand. Once you have NordVPN, head over to Skyscanner and start paying reduced prices for flights all over the world!

Find accommodation at a discount

Access now and get discounts of up to 15% in September 2023 by becoming a Genius user.

There are also ways to save money when booking your accommodation with Booking. The first of which is becoming a Genius user, something you get from making 2 bookings (Genius level 1), and 5 bookings (Genius level 2).

As a Genius user in, you can enjoy:

  • Discounts on room rates.
  • Free breakfast.
  • Upgrades to superior room categories.
  • Free parking.
  • Late check-out.
  • Welcome gifts.

In addition, there are hotels in that directly offer you a 10 to 15% discount on your rate for being a Genius user.

Access to get discounts of up to 15% by becoming a Genius user.

Finally, has a Minimum Price Guarantee program, so if you find a cheaper price for your hotel on any other website, they’ll match it!

Comparing Travel Insurance

When it comes to taking out travel insurance, comparing the available options is the best way to not only save money and time, but also get the ideal level of coverage for your travels, providing you with financial protection abroad.

In this Medical Travel Compared review, we’ve looked at a number of insurers associated with their services, but why stop there?

I’ve created the following comparative table of the best insurance policies currently available in September 2023, to give you even more options to choose from.

Refer to the left-hand column to see the levels of coverage provided by each insurer, to see which one best suits your needs.

chapka assurance
heymondo logo
iati seguros logo
logo oasis insurance
logo safetywing
Short Stay
Short Stay
Price for 7 days
Discount in September 2023
– 5%
– 5%
– 5%
Activate Discount
Activate Discount
Activate Discount
Get a Free Quote
Get a Free Quote
Medical expenses
3.500.000 €
Actual costs
Actual costs
Theft or loss of luggage
Actual costs
Actual costs
Actual costs
Actual costs
Sports activities
Phone theft
Camera or drone theft
All types of stays
All types of stays
All types of stays
All types of stays
Digital nomad
Chapka insurance
HeyMondo insurance
IATI travel insurance
SafetyWing insurance
Promo Code Chapka
Promo Code Heymondo
Promo Code IATI

Frequently asked questions

How do I declare my medical conditions?

This process is straightforward, here’s how it works. In order to get a clear understanding of your medical history, Medical Travel Compared will ask you some simple questions about your condition, which you will be asked to declare upon selecting “Get a Quote.”

The questions will depend on the conditions you have declared, but typically include asking about how many hospital visits you’ve had in the last 12 months, whether or not you are a smoker, if you take medication, or need treatment.

Are there any age restrictions?

If you are a senior citizen, Medical Travel Compared offers exceptional services.

They are determined to find effective policies for people of all ages, all conditions, and even have an “Over 90s Insurance” page on their website, while also including information for older travellers from other age brackets.

Note that the older you are, the harder it is to contract good annual multi-trip plans, but there will certainly be a single trip policy that fits your requirements.

How do they make money?

Medical Travel Compared is not owned or controlled by any insurance companies, instead, they are paid a commission of the cost of the policy you buy through their website.

I found this to be an important piece of information that speaks to the reputability of the company. More specifically, they aren’t paid to promote insurers, and they don’t have favourites.

Which countries’ residents can use it?

Only UK insurance companies are shown on the website, many of which require applicants to be a United Kingdom resident.

Why use Medical Travel Compared?

The cost of receiving medical attention abroad can easily get into the hundreds of thousands of pounds, and if you suffer from a pre-existing medical condition, then this risk is increased.

We at Planet Nomad, as well as the people at Medical Travel Compared, do not think this should stop you from travelling!

With Medical Travel Compared, you can quickly and easily identify the most comprehensive policies that can provide you with the most important benefit of all: a financial safeguard if something goes wrong while abroad.

Before you travel, always consult your health practitioner and the NHS website for information about your condition or Covid-19.

Is using Medical Travel Compared worth it?

If you’ve ever spent hours online trying to find a good travel insurance policy that covers your medical conditions, and isn’t obscenely expensive, you’re not alone.

If this sounds like you, I assure you that taking a look at Medical Travel Compared’s website will be an absolute game-changer. After all, you have nothing to lose, it’s a free service!

At the end of the day, your health and safety is the most important thing of all, and Medical Travel Compared understands this. Before entering their website, carefully consider what your needs are as a traveller, so they can provide you with the most support possible.

I hope that this post has given you some insight into how you can use Medical Travel Compared to find quality medical travel insurance. May you have a safe and enjoyable trip! ✈️

Michaël Louis
Michaël Louis
I am a digital nomad with a passion for new technologies and travel. We created Planet Nomad to help you on your way to geographical freedom: digital nomadism and online entrepreneurship.

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