ACS AMI insurance promo code and travel review 2022

ACS AMI insurance for travel is a good option? Always recommended for its low price, we will evaluate Globe Traveller and Partner.

In September 2022, get 10% discount on ACS AMI family travel insurance.
Click here : Activate Promo Code

  1. You are redirected to the official ACS AMI website
  2. Click on “Online quote”.
  3. Fill in the form and click on “Next”.
  4. Your 10% discount is automatically applied to globe traveller for a family of 3 or more.

If you are travelling alone or with a partner, please check : www.acs-ami.com

ACS AMI Insurance
acs travel insurance logo

When travelling, accidents and health risks are numerous and often unknown. With the pandemic, some countries now require proof of insurance to cross the border.

ACS AMI insurance packages in September 2022

Short and long stay, study abroad, expatriation… ACS AMI insurance offers the possibility to subscribe online to different travel insurance packages abroad.

In most cases, each package is adapted to each type of stay (short, medium, or long). Here are the main formulas offered by ACS AMI insurance:

Globe Traveller: The customizable multi-risk travel insurance solution (subscription possible from abroad).

Globe Partner: The basic multi-risk cover for all types of stay.

Globe Partner Student: Travel insurance designed for students going abroad.

Expatriate Insurance: Expatriate health insurance that covers expatriates all over the world.

ACS AMI insurance promo code

In September 2022, get 10% discount on ACS AMI family travel insurance.
Click here : Activate Promo Code

  1. You are redirected to the official ACS AMI website
  2. Click on “Online quote”.
  3. Fill in the form and click on “Next”.
  4. Your 10% discount is automatically applied to globe traveller for a family of 3 or more.

If you are travelling alone or with a partner, please check : www.acs-ami.com

Stays of less than 3 months

Alone, as a couple, as a family or in a group

ACS Globe Partner insurance protects you in the event of a claim during your stay:

  • Medical expenses from €1ᵉʳ spent
  • Quick refund request by email
  • Direct payment of hospital stays without advance payment
  • Free choice of doctor and hospital
  • Repatriation assistance and medical transport
  • Personal liability
  • Individual accident insurance
  • Luggage insurance (return journey)
  • Emergency service available by phone in all major languages 24 hours a day, 7 days a week

Verified opinion of an insured person

by Fredo1985

Two claims during my trip to Argentina for minor injuries and a high fever. More fear than harm! Very well advised by the advisor I had before departure. No problems to report. This deserves to be said, as one is rarely satisfied with an insurance policy.

We always have deductibles or nasty surprises there, this was not the case. 1ʳᵉ bill about €100 refunded in full.

Second bill about €85 also fully reimbursed.

  • To be recommended. Be well-informed beforehand and ask all the questions that come to mind. Even the ones that seem silly to avoid unpleasant surprises.
  • You have to send the documents by post to get a refund. Not always convenient, but I had looked into it, and it’s the same everywhere. They need the originals to reimburse…

SEE STAY LESS THAN 3 MONTHS

Stays of more than 3 months

For all profile types

Globe Partner insurance covers you for long-term travel. Medical expenses are covered at 100% and at 1ᵉʳ Euro, without recourse to Social Security.

Repatriation assistance 7/7 and 24/24 and civil liability abroad. This travel insurance covers you during your stay of more than 3 months, round the world or road-trip.

STAY OVER 3 MONTHS

Internship or study abroad

Globe partner Student Insurance covers you while you are abroad for your studies. Medical expenses are covered at 100% and at 1ᵉʳ Euro, without recourse to Social Security.

Residents outside the country of origin

The risk of going abroad to study without any travel insurance is enormous. It is important to understand that the travel insurance on your bank card will not cover you for everything.

If you are planning to move abroad in the near future, ACS AMI insurance is the best cover in case of a claim. It is the most suitable for your stay.

This travel insurance offers repatriation assistance 7/7 and 24/24 and civil liability abroad.

  • Medical expenses reimbursed from €1ᵉʳ spent
  • Quick refund request by email
  • Direct payment of hospital stays without advance payment
  • Free choice of doctor and hospital
  • Repatriation assistance and medical transport
  • Personal liability
  • Taking care of objects entrusted to us during training courses
  • Individual accident insurance
  • Luggage insurance (return journey)
  • Interruption of studies guarantee (optional)

Verified opinion of an insured person

of Norfolk

Easy to apply and efficient customer service. Superfast claims handling. We took out cover for our daughter, who is studying in Canada following a broken tooth. We called and within 72 hours everything was sorted out.

  • Customer service speed in processing files
  • amount of dental coverage, a little low

SEE THE STUDENT STAY PACKAGE

Nomads and World Tourists

As a general rule, problems can arise quickly on a world tour, and the cost of treatment in some countries can be exorbitant. However, travel insurance is only a tiny part of your total world tour budget.

To avoid worries, you should choose a good travel insurance before leaving on a road-trip or a world tour. Globe partner is the most comprehensive travel insurance for long-distance travel.

However, there are specific travel insurances for nomadic travellers. If this is your case, I recommend you read this article:

Verified opinion of an insured person

of Nath

I was able to take out round-the-world insurance after my working holiday insurance in Montreal. They followed me on my 6-month tour of the Americas.

  • An assistance card sent within 2 days, they answer the phone about your refunds!
  • Nothing to report

SEE THE WORLD TOUR PACKAGE

Schengen Visa Insurance

In most countries outside Europe, medical treatment can be costly, and in some cases completely unaffordable!

Therefore, it is recommended that you take out ACS Visa Schengen travel insurance, as without it, it will be impossible to obtain reimbursement for actual costs. Indeed, the reimbursement will be based on the rates charged in France if you have a cover that takes into account these claims.

Finally, some countries, such as Cuba, require an insurance certificate to cross the border. If you are travelling outside Europe, you will need to take out travel insurance.

ACS AMI insurance advice and assessment

My own personal experience has shown me that a simple eye infection can lead to an emergency repatriation. For 30 years, ACS AMI has demonstrated its seriousness and experience in multi-risk coverage abroad.

Positive points

  • ACS’s tariffs are the lowest on the market.
  • There is no increase in insurance premiums for the USA.
  • ACS AMI has 30 years of experience and presence in the travel insurance market.

Negative points

  • Luggage is only insured during travel
  • The early return of a family member in case of hospitalisation is not included in the insurance offers.

What is ACS AMI insurance?

In order to offer comprehensive and affordable coverage, ACS AMI insurance works with AXA and Allianz international.

Although ACS AMI travel insurance cover may seem light compared to other insurance packages, ACS AMI offers sufficient cover if you are travelling without the intention of participating in extreme sports or activities.

If you are going alone, as a couple or with your family, ACS AMI insurance is without doubt the cheapest solution at the moment.

Repatriation assistance is an essential part of your comprehensive insurance policy.

At ACS AMI insurance, repatriation assistance is included in all the packages offered.

If you are already abroad

Travellers who have not purchased insurance prior to their departure can do so directly online to take advantage of the cover provided by Globe Traveller.

ACS insurance offers the possibility to subscribe even if you have already left on a trip. However, there is a waiting period of 8 days.

For more information: https://www.acs-ami.com/globe-traveller

How to get reimbursed by ACS AMI in case of a problem?

Obviously, you don’t want to have to use your travel insurance. However, it can be useful to know what to do in the event of a claim to avoid making the situation worse.

If you are hospitalised for more than a week, other guarantees are added, such as the possibility of a relative joining you at the place of your stay at the insurer’s expense. In all cases, the logistics and conditions of repatriation are fully covered by ACS.

Repatriation is sometimes necessary when you are hospitalised following an accident or illness. But also for an accident at home or the death of a relative. During your holidays, it is possible that you will have recourse to this guarantee and be repatriated urgently.

The doctors approved by the insurer will decide on your repatriation at actual cost without charging you a single cent.

Here are some guidelines in case of a glitch:

  • 24-hour hospitalisation: you must advance the costs incurred and keep all the receipts for medical and hospital expenses. As well as the invoices for medication in order to send them back to the insurer later to obtain your reimbursement.
  • Hospitalisation of more than 24 hours: You will have to contact the insurer so that it can contact the hospital where you are being treated. In this way, there is no need to make an advance payment for medical expenses.
  • Luggage theft: The insurer must be contacted within 5 days. The delay may vary depending on the loss suffered.

Good to know: Generally, your mutual insurance does not cover most medical expenses incurred abroad. If they are covered, they will only be reimbursed by your mutual insurance company on the basis of the prices charged in France.

Why buy cheap travel insurance?

Some types of Visa Premier or Mastercard Gold bank cards offer ‘travel insurance’ as part of the card contract.

However, this type of insurance does not cover all claims. In most cases, an excess will have to be paid and medical visits are not covered. This is why this type of insurance is not recommended for travel.

As we have seen, it is important to take out an insurance policy that is perfectly suited to the needs of your trip. Both for the activities you will be doing and for the guarantees in case of a claim.

To be well covered, it is much more prudent to take out travel insurance, even low-cost insurance. The packages offered by ACS have the advantage of being economical and comprehensive for most unexpected travel situations.

Finally, to leave with complete peace of mind and to be fully covered, you should also think about checking the sports, water activities, etc. that you wish to do during your stay and above all, make the most of them!

Have a good trip!

Michaël Louis
Michaël Louis
I am a digital nomad with a passion for new technologies and travel. We created Planet Nomad to help you on your way to geographical freedom: that of digital nomadism and online entrepreneurship. If you liked this article, please share it or leave your comment, I'll answer it.

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