If you are a traveller like me, you know that anything can happen on a trip. No one is immune from unforeseen events such as health problems, luggage theft, accidents, etc…
Travel insurance is always a traveller’s greatest companion. One of the companies whose policies I use is IATI Seguros, they are efficient and reliable in helping you manage any unexpected event while travelling. For this reason, they really are your best travel companion!
Official website: https://www.iatitravelinsurance.co.uk
IATI Travel Insurance Reviews
IATI Seguros was started in 1885 by the Calzado family, and is currently managed by the fourth generation of this family, who continue to prioritise quality coverage and great customer service.
Wherever you are, and wherever your next destination, IATI Seguros will accompany you and adapt to your needs. It covers all types of trips, for any period of time, which is what really sets IATI apart from the rest.
IATI has a solid reputation, built up over more than 130 years of history. On the Trustpilot social forum, the company boasts an impressive score of 4 out of 5.
Customers comment that they are very happy with the service and customer care provided by IATI. Reviews suggest that they are always attentive and helpful in answering support queries.
In the few negative reviews that can be found, IATI Insurance representatives still contact the customer and invite them to give more details about their case privately. It follows that IATI’s attention is always excellent.
My opinion on IATI travel insurance
There are always doubts about which insurance to choose. This is normal and even expected. After all, no one wants to pay for something that isn’t useful or reliable.
Seeking information from those who have already used a certain service or product is the smartest way to evaluate.
I use IATI and it always works for me, as I feel safer when I travel.
IATI insurance has positioned itself as a reference point in the market and is a good alternative for digital nomads. It offers comprehensive coverage and meets all my needs when I travel. In addition, it adapts to the duration of your trip.
With IATI travel insurance, you can select the option that best suits the type of trip you are going on.
It has offices in Spain and Portugal, but can be contracted from anywhere in the world, and applies to all countries, which is great!
IATI travel insurance reviews on TrustPilot
TrustPilot already has over 900 reviews from users who have tried IATI travel insurance. It has a rating of 4.4 out of 5. Let’s take a look at some of their most recent reviews!
“I found it very easy to take out travel insurance to New York for my children,” says José Martos, highlighting its clear and simple contracting process.
“100% recommended. We always take out travel insurance with them, they’ve showed us that they care about the traveller, and always try to cover what is needed to cover health incidents,” says user LaParra.
“This is my third time travelling with IATI insurance. Totally reliable, they have all the necessary coverage and more, easy to contract and affordable prices. It is my trusted insurance for all my trips”, says Carolina.
IATI travel insurance reviews on Google my Business
With more than 1,800 reviews on Google my Business, IATI travel insurance already has a rating of 4.6 out of 5. Undoubtedly, users have a very positive view of the company – here are some reviews!
“We had an incident when our luggage was delayed during a trip to the USA, and the handling of the compensation was simple and efficient. Great service and we will continue to rely on IATI as our travel insurance providers”, says David Franco Iturrate.
“Whenever I have had to use the insurance it has always been easy, fast, and very effective. But I have especially appreciated it now that I am a mother. I’ve used it on my last two trips (Mexico and Jordan) for two different problems with my one-year-old daughter and, it really gave me peace of mind to know that we were in such good hands,” says Carla Llamas.
IATI Insurance discount code
Now that you’ve seen what IATI insurance has to offer, let’s take a look at their latest promo code, and value for money compared with their competitors.
In March 2023, get a 5% discount on your IATI travel insurance
Click here: Activate Promo Code
- You will be redirected to the official IATI website.
- Enter your travel details and click on “Get a quote”.
- Select your insurance policy and click on “Contract”.
- That’s it! The 5% discount will be applied automatically to your quote.
Comparing IATI with other travel insurance alternatives
To make things easier, I have used the most comprehensive travel insurance offered by IATI:
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⭐️⭐️⭐️⭐️⭐️ | ⭐️⭐️⭐️⭐️⭐️ | ⭐️⭐️⭐️ | ⭐️⭐️⭐️ | ⭐️⭐️ | ⭐️⭐️⭐️ | |
Assistance | Short Stay | Star | Traveller | Short Stay | Nomad | |
Price for 7 days | 24€ | 27€ | 27€ | 20€ | 28€ | 42€ |
Discount in March 2023 | – 5% | – 15% | – 5% | – 10% for families | ❌ | ❌ |
Activate Discount | Activate Discount | Activate Discount | Activate Discount | Get a Free Quote | Get a Free Quote | |
Covid-19 | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
Medical expenses | 200.000€ | 3.500.000 € | 500.000€ | 150.000€ | info | 222.600€ |
Hospitalization | 30€/day | Actual costs | Actual costs | Actual costs | info | 300.000€ |
Theft or loss of luggage | 2.000€ | 1.700€ | 1.500€ | 1.150€ | 2.300€ | 2.670€ |
Repatriation | Actual costs | Actual costs | Actual costs | Actual costs | Actual costs | 17.800€ |
Sports activities | Covered | Covered | Covered | Covered | Covered | Covered |
Phone theft | ❌ | ✅ | ❌ | ❌ | ❌ | ✅ |
Camera or drone theft | ❌ | ✅ | ❌ | ❌ | ❌ | ✅ |
Recommended for | All types of stays | All types of stays | All types of stays | All types of stays | All types of stays | Digital nomad |
Review | Chapka insurance | HeyMondo insurance | IATI travel insurance | ACS insurance | SafetyWing insurance | |
Promo Code Chapka | Promo Code HeyMondo | Promo Code IATI |
IATI travel insurance coverages
1. IATI Star
IATI Star insurance has been specifically developed for travel to countries that have very high costs for hospital care. It has the highest medical expense coverage on the market.
It also includes coverage to protect your luggage, and protect you in case you practice adventure sports, and thus, it offers a complete service that adapts to all types of trips. This insurance includes:
- Guarantee in case of an accident.
- Medical expense assistance.
- Baggage theft (delay and loss).
- Early return due to hospitalisation or a death in the family.
- Repatriation or transportation of a minor or disabled child.
- Adventure sports.
You can see more information here : www.iatitravelinsurance.co.uk/star
2. IATI Backpacker
IATI Backpackers insurance is designed for the most energetic and adventurous of travellers!
Regardless of the challenge, you want to get out there and experience the adrenaline and euphoria of your trip without fear, but it’s still essential to be prepared for any unforeseen incidents that your adventures may bring.
IATI Backpacker includes coverage for medical expenses of up to €250,000, displacement of a family member in case of hospitalisation, theft or damage to luggage, and the shipment of forgotten or stolen objects during your trip.
And of course, coverage for various adventure sports!
The conditions of your sports coverage shouldn’t be the reason you’re not performing to the best of your competitive or professional abilities. IATI Backpacker includes:
- Guarantee in case of an accident.
- Medical expense assistance.
- Baggage theft (delay and loss).
- Early return due to hospitalisation or death in the family.
- Repatriation or transportation of a minor or disabled child.
- Adventure sports (+ search and rescue).
You can find more information here : www.iatitravelinsurance.co.uk/backpacker
3. IATI Standard
If you simply want to enjoy a holiday after a busy period of work, IATI standard insurance is the best option for you.
This is the ideal insurance for relaxing leisure trips, without all the adventure sports. After all, on these types of trips, you just want to recharge your batteries and rest.
However, if an accident occurs, or you get sick, with IATI Standard you will have coverage for medical expenses and luggage. This insurance includes:
- Guarantee in case of an accident.
- Medical expense assistance.
- Baggage theft (delay and loss).
- Early return due to hospitalisation or death in the family.
- Repatriation or transportation of a minor or disabled child.
Remember: this insurance does not include adventure sports.
You can find more information here: www.iatitravelinsurance.co.uk/standard
4. IATI Annual Multitrip
If you travel frequently, you should opt for IATI Multitrip insurance.
It covers all your stays of up to 3 months during the year, as well as medical expenses of up to €200,000, and all other coverage, including adventure sports. It includes:
- Warranty in case of an accident.
- Medical expense assistance.
- Baggage theft (delay and loss).
- Delay in the trip during the departure/arrival of the means of transport.
- Early return due to hospitalisation or a death in the family.
- Repatriation or transportation of a minor or disabled child.
- Adventure sports (+ adventure sports expansion with supplement).
You can find more information here: www.iatitravelinsurance.co.uk/
6. IATI insurance for families
IATI insurance for family offers the complete range of insurance for your international trip, with full coverage of medical expenses and much more. This way, you won’t have to worry about anything at all, except enjoying a safe trip with your family.
IATI insurance for families includes coverage for:
- Accidents.
- Emergency help.
- Baggage and documentation.
- Legal coverage.
- Delays.
- Adventure.
The benefits of IATI insurance for family are numerous. It is a complete and personalised option, with 24-hour assistance in your language, and you don’t need to pay in advance or pay deductibles at the time of contracting.
You can find more information here: www.iatitravelinsurance.co.uk/family
How is IATI travel insurance contracted?
In March 2023, get a 5% discount on your IATI travel insurance
Click here: Activate Promo Code
- You will be redirected to the official IATI website.
- Enter your travel details and click on “Get a quote”.
- Select your insurance policy and click on “Contract”.
- That’s it! The 5% discount will be applied automatically to your quote.
And… you’re ready!
Frequently asked questions
Is travel insurance compulsory?
Good insurance is highly recommended for all types of travel, especially international travel. Also, it is compulsory to have insurance to enter some countries.
In my opinion, it should be compulsory for everyone, as travel is much safer this way. Many people don’t realise how important it is until they are forced into unpleasant and unforeseen situations.
I write all this with some level of authority, as I spend my life travelling and I know all too well the mishaps that you can encounter. This is why I no longer travel without insurance.
In some countries, such as the United States, public hospitals are virtually non-existent and private clinics charge a fortune.
Even for something simple, prices can radically exceed your budget.
Can you imagine having a serious complication and not being able to pay for your health care? My God, I can’t even imagine it…. The reality is that international travel insurance is a must-have for travellers.
IATI USA insurance, how much does it cost?
Did you know that the United States has some of the most expensive health care in the world? 
It is well known that there is no public health care in the United States, and, to top it all off, it has one of the most expensive private health care systems in the world.
If you plan to travel to the United States, you really can’t afford to not have good travel insurance.
The assistance covers all hospital costs, so you won’t have to worry about the scare of an excessive charge. It also offers coverage for lost or stolen luggage.
Does IATI Insurance cover me in case of coronavirus?
Yes, IATI has adapted its insurance plans to incorporate coverage in case you contract coronavirus or suspect you may have it.
You can also consult my Covid-19 travel insurance review, with detailed information on other insurers.
Can I take the PCR test with IATI?
Yes, all IATI plans allow you to take a PCR test if you are asked to do so by a healthcare provider.
Does IATI cover me for adventure sports?
Most IATI plans cover you in case you have an accident while doing adventure sports. An exception is the IATI Basic plan, which does not offer this cover as it is the cheapest plan.
Does IATI cover my trip in case of cancellation?
IATI covers your expenses if your trip is cancelled, whether it be due to the airline’s liability, illness, or even contracting a coronavirus.
Does IATI cover my luggage?
IATI plans cover your luggage in case of theft or loss.
Does IATI cover repatriation expenses?
IATI covers repatriation costs, even if it is due to quarantine or coronavirus.
Conclusion on IATI insurance
IATI Insurance has been a point of reference in the market for its quality service since 1885. It is one of the most efficient options: they are thorough, reliable and have many options for a variety of different types of travellers.
It has an emergency monitoring platform with 24-hour multilingual assistance and constant contact with a network of qualified professionals. IATI also offers some of the best rates on the market.
I feel safer when I travel with IATI, and my experience has been very positive with this insurance provider, and I 100% recommend it to travellers on duty.
