Are you dreaming of dancing samba and drinking caipirinha cocktails on the beach? Perhaps you’re headed to the metropolises of Rio de Janeiro and São Paulo? If you’re going to Brazil, you need good insurance.
Brazil is one of the most exotic countries in South America, home to thousands of kilometres of stunning coastline, as well as the incredible Amazon rainforest. More and more travellers and digital nomads are going to Brazil to enjoy the relaxing lifestyle.
Whether you’re a thrill-seeker, or simply a nature lover, taking out travel insurance to Brazil is a must. Not only that, but selecting the right policy will allow you to enjoy your trip without fear!
Today, I’ll be bringing you all the information you need to choose the best travel insurance to Brazil. I’ll also be sharing with you a number of unmissable promotional offers on travel insurance to Brazil available now, so don’t miss out!
Best travel insurance to Brazil: comparison in 2026
Finding the best travel insurance to Brazil will depend on the type of traveller seeking travel insurance, and their specific needs while in the country.
To assist you, I’ve created this guide to help you get the correct level of coverage for your trip, at the best price. By comparing policies and looking at their benefits and coverage, we’ll help you identify the ideal travel insurance to Brazil.
In this article, you’ll find a number of insurance comparison tables, showing the main insurance providers. Each table is suited to a specific traveller profile, including short holidays, long stays, working holidays, and digital nomads. So, what brings you to Brazil?
Best travel insurance to Brazil for short holidays (less than 3 months)
Before we get into the best policies for short-term trips, I want to take the chance to tell you about a great offer, but don’t wait too long, as it’s available for a limited time only!
This 5% discount from Chapka is valid until 30/05/2026.
Click here: Activate Discount
- Fill in your info: country, coverage regions, and dates.
- Click on “Calculate Price”.
- Done! Your discount will be applied automatically.
Chapka’s most useful benefits for short holidays include:
- Extensive medical assistance at the destination
- Repatriation and early return
- Cover for loss or damage to baggage
Brazil is a dream-destination, but travel to this South American country does bring with it some significant risks. That’s why it’s important to be prepared. Furthermore, you want the right amount of coverage, without paying for coverage that you don’t need!
Carefully consider all the potential risks that may arise while in Brazil, as well as the activities you want to do. Brazil is an enormous country, and could definitely be described as an adventurer’s paradise, so it’s a good idea to opt for broad coverage.
Short-term travel insurance for families
Going on a family holiday to Brazil? If so, you want travel insurance that covers you and your loved ones during every step of the way.
This policy was designed for families, and for children, who tend to get sick more than adults do.
Until 30/05/2026, get 5% off Heymondo Insurance when you travel as a family.
If you’re seeking coverage for an adventure with the whole family, this is a great option. It offers medical assistance abroad, pharmaceutical expenses, repatriation of minors, and children’s liability.
Short-term travel insurance for solo-travellers and couples
If you need solo or couple’s travel insurance to Brazil in 2026, you need high medical coverage and coverage for theft of luggage. Here’s a comprehensive policy, being offered at a discount for a limited time.
Get a 5% discount on Heymondo travel insurance valid until 30/05/2026!
This is the ideal option for travellers exploring the world on their own or as a couple. This policy offers good value for money, has broad equipment and medical coverage, insures you during sporting activities, and even covers pre-existing conditions.
Short-term travel insurance for backpackers and adventurers
Heymondo is the perfect insurer for adventurous travellers, and for travel to countries with high medical expenses. Its comprehensive coverage includes motor vehicle accidents and adventure sports.
Activate your coupon for a 5% discount on Heymondo, available now until 30/05/2026.
The best travel insurance to Brazil for long-term trips (over 3 months)
Brazil has high levels of crime, particularly in the big cities, but that shouldn’t deter you from visiting this beautiful country! It just means that taking out travel insurance to Brazil is an absolute must.
There are several great deals on long stay travel insurance to Brazil that provide the coverage you need, at reduced prices, so stay tuned in.
You have until the 30/05/2026 to get a 5% discount on Heymondo Insurance!
Click here: Activate Discount
- Fill in your info
- Click on “Calculate Price”
- You’re ready to go! Your discount will be applied automatically.
Remember, the longer the trip, the higher the chance that something will go wrong at some point.
For families travelling longer than 3 months
Going with a family travel insurance plan is the best way to ensure that your long-term family trip stays hassle-free, and allows you to travel with peace of mind.
Choosing travel insurance to Brazil that is tailored to families’ needs will ensure that you get the appropriate level of coverage, especially for the kids.
Get a 15% Discount on Chapka Adventure for a family of 3 persons or more (valid until 30/05/2026).
This is a great option for long-term family trips. It includes a 24-hour medical chat, repatriation and early return, and pharmaceutical expenses because access to prescription drugs is crucial when travelling with the little ones.
For solo-travellers and couples travelling longer than 3 months
When travelling solo, it’s common to not know exactly how long you’ll stay in a place, which is why you should always choose a flexible plan with renewal. Here’s a policy that is currently offering high levels of coverage at a reduced price.
Activate 5% Discount at Heymondo Insurance (valid until 30/05/2026).
If you’re ready to dive straight into your next big adventure, either solo, or with a partner, you want peace of mind.
This insurance policy is ideal for long-term trips (from 1 to 12 months), as it includes a high level of medical costs, repatriation, and it allows for renewal whilst on the road.
For backpackers and adventurers travelling longer than 3 months
Brazil is a tropical paradise, but travel to Brazil does come with some risks. That’s why it’s important to be prepared!
If you’re looking for long-term travel insurance to Brazil, you need a policy that covers medical costs, and theft of your personal belongings. Once you have confirmed this, you should start thinking carefully about which activities you want to try in Brazil.
If you’re an intrepid traveller who’s ready to leap into the unknown and experience the adrenalin and adventure of your next trip, this next long-term travel insurance is for you.
Until 30/05/2026, get a 5% discount on Heymondo Travel Insurance.
Perfect for backpackers, this policy includes a wide variety of high-risk activities, such as activities with undomesticated animals, jet skiing, and off-roading!
The best travel insurance to Brazil for digital nomads and businesses
As I have alluded to in this post, theft is always a risk when visiting Brazil. This is particularly significant for digital nomads like myself, because I am at risk of having my computer and electronic equipment stolen, a digital nomad’s livelihood!
As such, having travel insurance to Brazil that covers electronic equipment and theft of luggage is particularly crucial. If you’re a digital nomad or business, here’s a great deal on insurance that will allow you to live and work with peace of mind while abroad.
Get a 5% discount on Heymondo until 30/05/2026. Get in quick!
Activate Discount Here
- Fill in your trip info
- Click on “Calculate Price”.
- All done! The discount will be applied automatically.
Some of the most useful benefits of Hey Mondo travel insurance for digital nomads include:
- 24/7 assistance platform.
- Repatriation and early return.
- Travel expenses for a family member if you are hospitalised for over a week.
The best travel insurance to Brazil for working holidays
The risks involved with living and working in Brazil should by no means deter you from visiting, it just means it’s extra important to be insured, and be prepared in case you need to make a claim.
In particular, it’s a good idea to have unlimited medical coverage, luggage insurance, and repatriation if you want to stay for an extended period of time. Knowing that you’re insured means you can focus on experiencing Brazil.
Enjoy a 5% discount on Chapka Working Holiday insurance (valid until 30/05/2026)
Click Here: Activate Discount
- Fill in your trip info
- Click on “Calculate Price”.
- Done! The discount will be applied automatically.
The most useful benefits that Cap Working Holiday gives those working abroad include:
- Coverage during short trips to your home country.
- Repatriation and early return.
- Medical expenses and hospitalisation abroad covered at 100%.
- This policy is renewable abroad, in case you decide to extend your stay.
Best annual travel insurance to Brazil
If you travel a lot, and find yourself taking out different insurance policies for different trips, we assure you, there’s a much easier way. Annual insurance plans make travel insurance easy, convenient, and cheap.
Annual insurance is essential for frequent travellers. This package insures you for all the trips you take in a year, so you can save time and money on insurance. Each trip under 60 days will include cancellation coverage and a 24-hour assistance platform.
Activate a 5% Discount on Heymondo Annual Multi-trip, only valid until 30/05/2026.
In my experience using annual travel insurance, there are some essential benefits you should look for when taking out travel insurance to Brazil:
- Strong coverage for medical expenses
- Repatriation and early return
- Covid-19 cover
- Luggage theft or damage
- Trip cancellation cover
Best travel insurance to Brazil for students
As a student going overseas on an exchange, the best thing you can do is get student insurance. These policies are adapted to the needs of students studying abroad.
There’s a promotional offer on student insurance available now for a limited time only, so not only will you be covered in case of an accident, but you’ll have a little extra spending money to use on your exchange program!
Chapka Student is perfect for students heading abroad. This policy is especially useful for students studying in countries with high medical costs, such as the USA, Canada, Australia, New Zealand and Japan.
Get a 5% discount on Cap Student in May 2026:
Click here: Activate Discount
- Fill in your trip info (country of residence, travel dates, type of insurance).
- Click on “Calculate your Insurance”.
- All done! The discount will be applied automatically.
Cap Student also covers travel and accommodation costs for a family member to visit you if you are hospitalised for 2 days or more:
- Repatriation and early return.
- Chronic, pre-existing or congenital conditions.
- Dental expenses.
- Personal injury from motor vehicle accidents.
What are the entry requirements for Brazil ?
The Ministério das Relações Exteriores of Brazil has all the requirements to enter Brazil on its website. Here is a summary.
You need to:
- Have a passport valid for at least 6 months from the date of travel to Brazil.
- Have sufficient financial means to survive in Brazil. These are estimated to be at least 170 reais per day.
- Provide proof of accommodation during your stay. In the case of a hotel or flat, a reservation is sufficient. However, in the case of a private residence, a letter of invitation with a signature before a Brazilian notary is required.
- You must have a return flight ticket. In addition, the return must be before 90 days at the latest. This is the maximum time you can stay in the country without a visa.
- Have a certificate of vaccination against COVID-19 showing that you are fully vaccinated. Failing this, a PCR or antigen test must be carried out 24 hours before the flight.
Is travel insurance to Brazil mandatory?
At present, taking out travel insurance to Brazil is not a compulsory requirement for entering the country, but it is highly recommended. Brazil is a country with high crime rates, and high health care costs for foreigners.
Moreover, at a time when there is constant health uncertainty due to diseases such as COVID-19, it’s best to be prepared.
It is generally advisable that taking out a policy is essential for a carefree stay in the country.
What should my travel insurance to Brazil cover?
When choosing health insurance for Brazil, it is not only important to take the type of traveller into account, but also the exact coverage that the policy should include. Specifically, for a country like Brazil, the following coverage is necessary:
- Accident compensation. This is critical for the adventurers and extreme sportspeople. Also, keep in mind that roads in Brazil can be dangerous.
- Lost luggage: can be reimbursed in case of loss, or theft of luggage, personal belongings, or travel documents.
- Flight cancellations and delays: if you experience flight cancellations or delays, you will be entitled to a refund.
- Medical emergency (accident or illness). This is extra important if you will be exploring in nature and/or in contact with undomesticated animals in Brazil.
- 24-hour medical assistance. Given the high costs of health care in Brazil, you want to know you can contact someone at any time.
- Repatriation or funeral expenses abroad. Repatriation is particularly important to consider in case of border closures or serious illness.
- Delayed baggage (and emergency replacement of essentials).
- Travel delays due to weather.
- Adventure sports add-ons. The following activities are popular in Brazil, and may or may not be included in your policy: zip-lining, surfing, kitesurfing, windsurfing, rappelling, and mountain biking.
Make sure you read the terms and conditions of your policy carefully, to ensure that you’re covered for the activities you want to try in Brazil.
How do I choose the right travel insurance to Brazil?
Here are a few tips that I’ve gathered from my experiences travelling to South America:
Firstly, your itinerary. Select one of two options:
- A simple round-trip, with certain dates and scheduled destinations.
- A trip with multiple destinations, common among backpackers and digital nomads travelling to different destinations in the same year.
Make sure that the coverage is correct and that it is consistent with the activities you plan to take part in.
In addition, it is important to check:
- Pre-existing medical conditions
- Natural disaster coverage
If you have a pre-existing condition, such as a chronic disease or allergies, it’s essential to keep a medical record from your doctor. This must contain:
- Summary of all the details of your current state of health
- Medications that you take
- Any other aspect that you consider necessary
How much does travel insurance to Brazil cost?
The price of travel insurance to Brazil will depend on a variety of factors. In particular, prices will depend on the duration of the trip, the level of coverage chosen, the type of insurance, and the people being insured.
Saving money on travel insurance means more money leftover for you to explore beautiful Brazil! That’s why it’s important to compare travel insurance and look for discounts to find the cheapest options in relation to their coverage.
To receive your quote and find exact prices, simply visit the official websites of the companies I’ve mentioned.
Where to buy insurance for travel to Brazil?
Remember, getting adequate travel insurance to Brazil is a must due to the high cost of health care in the country. But where is the best place to buy this insurance?
Ideally, you purchase your policy directly from the official website of each insurer, but not without first informing yourself about the coverage and benefits of the different insurers. You can find more information on travel insurance throughout our blog!
How to take out travel insurance to Brazil
Here is a step-by-step guide on how to contract your travel insurance to Brazil:
The websites of the insurance providers we’ve mentioned are straightforward and intuitive, so don’t worry!
Before you purchase, think carefully about what your needs are, not only in terms of budget, but also in terms of coverage. In the end, the goal is to find the insurance that suits the type of trip you are going to make.
- Go to the website of the insurer of your choice and click on the insurance plan that you want to contract.
- Once you have selected the insurance, you will see a “Contract” button, or something similar. Click to start the contracting process.
- Once there, fill in your trip details. Firstly, the duration of the trip. Remember to check the policy’s renewal terms, for trips lasting longer than 12 months. Secondly, the number of travellers. Finally, the countries you will be visiting. For travel insurance to Brazil, select the option that says either, “South America,” or “World excluding US/Canada.”
- Fill in the details of each traveller and add a supplement if necessary. This is usually the cancellation or adventure sports option.
- Read the insurance conditions carefully, and that’s it. You now have your travel insurance to Brazil!
Is it safe to travel to Brazil?
Most Brazilian cities have high crime rates, from Rio de Janeiro and São Paulo, to Salvador de Bahia and Fortaleza. However, if you have insurance, travel with common sense, and take certain safety measures into account, you can have a smooth trip.
I advise you to avoid moving around alone at night, to never carry large sums of cash, and to always bring a photocopy of your passport with you, leaving the original at your accommodation.
The Ministry of Foreign Affairs also warns about the country’s health system, and advises travellers to contract insurance with quality coverage in relation to medical expenses and repatriation. You should also be aware that food poisoning is common for visitors.
Always check official travel advice before arriving, and if you run into trouble, contact your country’s embassy in Brazil.
I absolutely love Brazil, it has stunning beaches, incredible rainforests, and friendly locals. Once you have insurance, you’ll be ready to explore all that Brazil has to offer. Boa Viagem! 🌴🇧🇷
