Best travel insurance for student with discount in 2022

Which travel insurance for student should I choose? What coverage does the best student travel insurance provide? We'll answer these questions and also share a special discount for our readers:

In December 2022, get a 5% discount on Chapka Student insurance
Click here: Activate Promo Code

  1. You will be redirected to the official Chapka website.
  2. Fill in the form. Do not fill in the promo code, as it will be applied automatically.
  3. Click on “Get a quote”.
  4. The discount will be applied, and you will see this message: “Your discount has been applied”.
Travel insurance for student

Travelling abroad to study is a great way to complete your education, especially when it comes to language skills! Many companies look favourably on candidates who have studied abroad.

However, the costs of medical care abroad are very high. Suffice to say that an accident abroad or an illness can ruin your stay.

The best travel insurance for students this year is:

Travel insurance for student: comparison in December 2022

In the following table, we have selected the most relevant aspects of classic travel insurance in terms of coverage to evaluate the best offers:

chapka assurance
heymondo logo
iati seguros
acs assurance voyage
logo oasis insurance
assurance voyage
Price
24€
27€
27€
20€
28€
37€
Discount in December 2022
– 15% for families
– 15% for families
– 5% for families
– 10% for families
– 5% for single or couple
– 5% for single or couple
– 5% for single or couple
Activate Discount
Activate Discount
Activate Discount
Activate Discount
See offer
See offer
Covid-19
Medical expenses
200.000€
3.500.000 €
500.000€
150.000€
info
222.600€
Hospitalization
30€/day
Actual costs
Actual costs
Actual costs
info
300.000€
Theft or loss of luggage
2.000€
1.700€
1.500€
1.150€
2.300€
2.670€
Repatriation
Actual costs
Actual costs
Actual costs
Actual costs
Actual costs
17.800€
Sports activities
Covered
Covered
Covered
Covered
Covered
Covered
Phone theft
Camera or drone theft
Recommended for
All types of stays
All types of stays
All types of stays
All types of stays
All types of stays
Digital nomad
Review
Chapka insurance
HeyMondo insurance
IATI travel insurance
ACS insurance
SafetyWing insurance
Promo Code Chapka
Promo Code HeyMondo
Promo Code IATI

Best travel insurance for student

Given the wide variety of insurance products on the market, to find the one that best suits what you are looking for, it’s always good to compare.

Here is a summary of the coverage of the most important insurance companies best rated by users: Chapka, HeyMondo, ACS, Oasis, IATI and Safety Wing.

Chapka Cap Student: the best student travel insurance

One of the strongest experiences at university is undoubtedly ERASMUS. This program allows for study abroad undergraduate or postgraduate degree subjects.

It is strongly recommended to take out an insurance policy to have a stay without surprises. In this sense, Cap Student by Chapka offers the best coverage among insurance policies for students.

In December 2022, get a 5% discount on Chapka Student insurance
Click here: Activate Promo Code

  1. You will be redirected to the official Chapka website.
  2. Fill in the form. Do not fill in the promo code, as it will be applied automatically.
  3. Click on “Get a quote”.
  4. The discount will be applied, and you will see this message: “Your discount has been applied”.
chapka travel insurance
Chapka insurance covers most sports and nautical activities - Nova Friburgo, Brazil

HeyMondo: premium student travel insurance

HeyMondo’s student travel insurance stands out for its broad coverage designed for studying abroad.

HeyMondo prices and coverage

HeyMondo has positioned itself as the most popular student travel insurance for foreign students. This is linked, among other things, to its extensive coverage, which is much needed due to healthcare costs.

In December 2022, get a 5% discount on your HeyMondo travel insurance
Click here: Activate Promo Code

  1. You will be redirected to the official website.
  2. Select your insurance policy.
  3. Answer the questions and click on “Calculate the price”.
  4. Your discount will be applied automatically.

* 5% for all types of travellers ⎜ 10% for groups of 5 to 9 persons ⎜ 20% for families and groups of + 9 persons

IATI: student travel insurance

IATI’s student travel insurance is distinguished by its broad coverage designed for study abroad.

IATI travel insurance prices and coverage

IATI has positioned itself as the most popular student travel insurance for foreign students. This is due, among other things, to its extensive cover, which is much needed due to the costs of health care.

In December 2022, get a 5% discount on your IATI travel insurance
Click here: Activate Promo Code

  1. You will be redirected to the official IATI website.
  2. Enter your travel details and click on “Get a quote”.
  3. Select your insurance policy and click on “Contract”.
  4. That’s it! The 5% discount will be applied automatically to your quote.

Oasis: travel insurance for students

Oasis’s student travel insurance is distinguished by its broad coverage designed for families.

Prices and coverage of Oasis

Oasis insurance has positioned itself as the most subscribed student travel insurance. This is due, among other things, to its extensive coverage, which is much needed due to the cost of health care abroad.

Digital Nomad Visa Spain
Working and enjoying - Canaries island, 2021

ACS Globe Partner: student travel insurance at the best price

ACS Globe Partner offers student travel insurance at an unbeatable price. Its cover is designed for stays of a minimum duration of three months.

People who wish to extend their stay can renew their student travel insurance at any time.

  • Direct payment of hospitalizations without advance payment
  • Medical expenses reimbursed from the 1ᵉʳ € spent
  • Repatriation assistance and medical transport
  • Civil liability private life
  • Individual accident
  • Baggage insurance (round trip)
  • Support for objects entrusted during internships
  • Free choice of doctor and hospital
  • Support platform available 24/7 in major languages
  • Request for reimbursement of medical expenses under €500 via online platform
  • Epidemics & Covid-19: medical expenses, hospitalization, and assistance covered

Visit the official website for more information: www.acs-ami.com/globe-partner

Safetywing: digital nomad insurance

Safetywing is one of the new insurance policies offered for digital nomads and long-stay enthusiasts. It is designed to provide the most comprehensive coverage for long trips.

Safetywing Pricing and Coverage

Safetywing’s travel insurance is fully designed for digital nomads or long-haul trips (more than 3 months).

In December 2022, get SafetyWing nomad insurance for $42/month
Click here: Activate Promo Offer

The huge advantage is that it allows you to take out student travel insurance once the trip has started.

SafetyWing insurance
Safetywing website

Frequently asked questions

Is student travel insurance compulsory?

Overseas student travel insurance is mandatory depending on the country where you will be studying.

However, other countries, such as the United States, do not require it, but purchasing protection is strongly recommended. Medical costs are far too high for a student’s budget!

In this regard, we recommend that you carefully assess the location of your study abroad and the sanitary conditions. If you are an Erasmus student, remember that in most countries of the European Union, health costs are covered by the European Health Insurance Card.

Do I need insurance if I have a European card?

The European Health Insurance Card or EHIC is a document that allows travellers to benefit from health services in different European countries. It is undoubtedly a good option for people who travel for tourism, business, or study. However, you should know that the EHIC does not guarantee free medical care.

This means that in some cases, depending on the treatment or the medicine, you will have to pay a non-refundable payment. This is why it is advisable to take out student travel insurance in addition to the European health insurance card.

Is the insurance valid outside the country where I study?

Student travel insurance is taken out according to the destination where you will be based. To carry out your studies or training and expand your skills. For this reason, student travel insurance does not apply to other countries. If you plan to go elsewhere, you will need to take out other insurance.

How does student travel insurance work?

Student travel insurance is a set of services that cover incidents that a student may suffer while abroad. It’s simple, so don’t worry, we’ll tell you all about it!

To get student travel insurance, simply purchase an insurance policy from the company that provides the best coverage for your needs. In this regard, we recommend the one that offers the possibility of extension, in case you need to extend your stay.

How much does student travel insurance cost?

The price of student insurance depends on a multitude of factors:

  • The length of stay abroad.
  • The destination of studies.
  • The coverages included in the policy.
  • The insurance company.

In this sense, we recommend that you always compare student travel insurance offers.

It only remains for me to wish you an excellent stay abroad for your studies!

Michaël Louis
Michaël Louis
I am a digital nomad with a passion for new technologies and travel. We created Planet Nomad to help you on your way to geographical freedom: that of digital nomadism and online entrepreneurship. If you liked this article, please share it or leave your comment, I'll answer it.

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