Since the very first time I travelled to Europe in 2014, I have always taken out travel insurance that covered me in every country on the European continent. This has allowed me to experience Europe to the fullest, and with peace of mind!
With travel insurance to Europe, you get medical coverage in any country within the Schengen area (list of countries below). In fact, travel insurance to Europe may be necessary for you to obtain a “Schengen Visa”, so it’s a good idea to do your research.
As a digital nomad, it’s essential for me to travel with the most complete coverage possible. That’s why I’ve created this guide, to help you get the best travel insurance to Europe at a good price in May 2026.
Your European travels await you!
TOP 6 travel insurance to Europe in 2026
Costs can easily throw your budget out of balance if you end up needing emergency treatment at a European hospital, that’s why travel insurance to Europe is so crucial.
To get the best deal on your travel insurance, it’s useful to compare the coverage and benefits of the main insurance providers. To make this easier for you, I’ve created a number of comparative tables, each suited to a specific traveller profile.
Comparing insurance options not only ensures you get the best deal, but it will also help you get the right level of coverage for the type of trip you plan to take:
🏆 | ⭐️⭐️⭐️⭐️ | ⭐️⭐️⭐️⭐️ | ⭐️⭐️⭐️ | ⭐️⭐️ | ⭐️⭐️⭐️ |
|---|---|---|---|---|---|
Short Stay Insurance |  |  |  |  |  |
Price 7 days | 25€ | 24€ | 24€ | $83 | £47 |
🎉 For all | – 5% | – 5% | – 5% | ❌ | ❌ |
Offer valid until 03/05/2026 | Get Your Discount Now | Get Your Discount Now | Get Your Discount Now | Get a Free Quote | Get a Free Quote |
👨👩👧👦 For a family | – 15% | – 15% | – 15% | ❌ | ❌ |
details | details | details | details | details | |
Medical expenses | Unlimited | Unlimited | 5.000.000€ | $50,000 | £20,000,000 |
Accident compensation | 20.000€ | 60.000€ | 80.000€ | $25,000 | £20,000 |
Loss or delay of baggage | 3.000€ | 3.000€ | 2.500€ | $200 | £3,000 |
Liability | 2.000.000€ | 60.000€ | 60.000€ | ❌ | £2,000,000 |
Adventure Sports | ✅ | ✅ | ✅ | ❌ | ✅ |
Repatriation | ✅ | ✅ | ✅ | ✅ | ✅ |
Early return | ✅ | ✅ | ✅ | ✅ | ✅ |
🕵🏽♀️ Reviews | Heymondo insurance | Chapka insurance | IATI travel insurance | Travelex Insurance | Oasis Insurance |
💰 Discounts | Promo Code Heymondo | Promo Code Chapka | Promo Code IATI |
When looking for travel insurance to Europe, you want to find the policy that best suits your travelling needs, in other words, covers all the activities you’ll be doing, and all the countries you’ll be visiting.
What’s great about Europe is that you can visit a multitude of countries within a short time, so just make sure you’re covered wherever you go!
Here are the best policies for travel insurance to Europe for each traveller profile:
The best travel insurance to Europe for short holidays (less than 3 months)
This guide of policies for travel insurance to Europe is based on our list of the most important insurance benefits, which you can see in the table below. But first, here’s a great deal that you can take advantage of right now.
This 5% discount from Chapka is valid until 03/05/2026.
Click here: Activate Discount
- Fill in your info: country, coverage regions, and dates.
- Click on “Calculate Price”.
- Done! Your discount will be applied automatically.
Chapka’s most useful benefits for short holidays include:
- Extensive medical assistance at the destination
- Repatriation and early return
- Cover for loss or damage to baggage
To make it easier to select the right short-term policy, I have created the following table, showing the best alternatives for travel insurance to Europe. These policies include all the most useful benefits you’ll need for your holiday.
Short-term travel insurance for families
Heading off on a family trip to Europe? Here’s a policy that will ensure that you and your loved ones are covered on your holiday.
This policy has been tailored specifically for families, which is particularly important when travelling with children.
Until 03/05/2026, get 5% off Heymondo Insurance when you travel as a family.
If you’re seeking coverage for an adventure with the whole family, this is a great option. It offers medical assistance abroad, pharmaceutical expenses, repatriation of minors, and children’s liability.
Short-term travel insurance for solo-travellers and couples
If you’re going on holiday to Europe, you need an insurance policy that provides the right amount of coverage, at a good price. Luckily, there’s a promotional offer available now for a limited time only!
Get a 5% discount on Heymondo travel insurance valid until 03/05/2026!
This is the ideal option for travellers exploring the world on their own or as a couple. This policy offers good value for money, has broad equipment and medical coverage, insures you during sporting activities, and even covers pre-existing conditions.
Short-term travel insurance for backpackers and adventurers
Heymondo is the perfect insurer for adventurous travellers, and for travel to countries with high medical expenses. Its comprehensive coverage includes motor vehicle accidents and adventure sports.
Activate your coupon for a 5% discount on Heymondo, available now until 03/05/2026.
The best travel insurance to Europe for long-term trips (over 3 months)
Planning a long-term trip? If so, it’s all the more important to take out insurance. Luckily, there are plenty of good deals on long stay travel insurance to Europe that you can take advantage of now.
You have until the 03/05/2026 to get a 5% discount on Heymondo Insurance!
Click here: Activate Discount
- Fill in your info
- Click on “Calculate Price”
- You’re ready to go! Your discount will be applied automatically.
Remember, the longer the trip, the higher the chance that something will go wrong at some point.
I’ve also created a comparative table for long-term trips of 3 months or more. Check it out to see which policy suits your traveller profile!
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|---|---|---|---|---|---|
⭐️⭐️⭐️⭐️ | ⭐️⭐️⭐️⭐️ | ⭐️⭐️⭐️⭐️ | ⭐️⭐️ | ⭐️⭐️ | |
IATI Insurance | Long Stay Premium | Cap Adventure | Nomad | Traveller | |
Price for 3 months | 338€ | 210€ | 174€ | 126€ | 300€ |
Discount valid until 03/05/2026 | – 5% | – 5% | – 10% for families | – 10% on Yearly plan | – 10% for families |
Get Your Discount | Get Your Discount | Get Your Discount | Get Your Discount | Get Your Discount | |
Legal assistance | 3.000€ | 12.000€ | 13.000€ | ❌ | 3.000€ |
Covid-19 | ✅ | ✅ | ✅ | ✅ | ✅ |
Medical expenses | 1.000.000€ | 500.000 € | 200.000€ | 222.600€ | 150.000€ |
Hospitalization | Actual costs | 500.000€ | 200.000€ | 250.000€ | Actual costs |
Theft or loss of luggage | 2.500€ | Optional | 2.000€ | 2.670€ | 2.000€ |
Repatriation | Actual costs | Actual costs | Actual costs | 17.800€ | Actual costs |
Sports activities | ✅ | Optional | ✅ | ❌ | ✅ |
Phone theft | ❌ | ❌ | ❌ | ✅ | ❌ |
Camera or drone theft | ❌ | ❌ | ❌ | ✅ | ❌ |
Recommended for | All types of stays | All types of stays | All types of stays | Digital nomad | All types of stays |
Reviews | IATI travel insurance | HeyMondo insurance | Chapka insurance | SafetyWing insurance | ACS insurance |
Discounts | Promo Code IATI | Promo Code HeyMondo | Promo Code Chapka |
For families travelling longer than 3 months
When travelling for an extended period of time, travel insurance is a must. Family travel insurance to Europe will allow you to travel with the comfort of knowing that you and your loved ones are covered in case you need to make a claim.
Get a 15% Discount on Chapka Adventure for a family of 3 persons or more (valid until 03/05/2026).
This is a great option for long-term family trips. It includes a 24-hour medical chat, repatriation and early return, and pharmaceutical expenses because access to prescription drugs is crucial when travelling with the little ones.
For solo-travellers and couples travelling longer than 3 months
Solo-travellers and couples travelling through Europe have entirely different needs than a family, for example, so their insurance should reflect that.
Europe is a uniquely vast and diverse continent. When contracting travel insurance to Europe, make sure all your activities are covered by your policy, so you don’t miss out on any of the fun!
Activate 5% Discount at Heymondo Insurance (valid until 03/05/2026).
If you’re ready to dive straight into your next big adventure, either solo, or with a partner, you want peace of mind.
This insurance policy is ideal for long-term trips (from 1 to 12 months), as it includes a high level of medical costs, repatriation, and it allows for renewal whilst on the road.
For backpackers and adventurers travelling longer than 3 months
What’s great about Europe is that you could be skiing the slopes in France on Friday, and water-skiing in Spain on Saturday. The opportunities are endless.
This is why it’s critical that you take out long-term travel insurance to Europe. It’s impossible to contemplate all the activities you’ll try there, so I recommend playing it safe and opting for the broadest coverage possible!
If you’re an intrepid traveller who’s ready to leap into the unknown and experience the adrenalin and adventure of your next trip, this next long-term travel insurance is for you.
Until 03/05/2026, get a 5% discount on Heymondo Travel Insurance.
Perfect for backpackers, this policy includes a wide variety of high-risk activities, such as activities with undomesticated animals, jet skiing, and off-roading!
The best travel insurance to Europe for digital nomads and businesses
There are some great deals on travel insurance to Europe available now, that are especially suited to digital nomads and businesses.
This is significant because these two groups are perhaps the most likely to have to make an insurance claim, as they travel a lot, and with valuable equipment.
Get a 5% discount on Heymondo until 03/05/2026. Get in quick!
Activate Discount Here
- Fill in your trip info
- Click on “Calculate Price”.
- All done! The discount will be applied automatically.
Some of the most useful benefits of Hey Mondo travel insurance for digital nomads include:
- 24/7 assistance platform.
- Repatriation and early return.
- Travel expenses for a family member if you are hospitalised for over a week.
Here’s another table! This time, for digital nomads and businesses seeking travel insurance to Europe:
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|---|---|---|---|---|
⭐️⭐️⭐️⭐️ | ⭐️⭐️⭐️ | ⭐️⭐️⭐️ | ⭐️⭐️ | |
IATI Insurance | Cap Adventure | Long Stay Premium | Nomad | |
Price for 3 months | 338€ | 174€ | 210€ | 126€ |
Discount valid until 03/05/2026 | – 5% | – 10% for families | – 5% for all-15% for families | – 10% on Yearly plan |
Get Your Discount Now | Get Your Discount Now | Get Your Discount Now | Get Your Discount Now | |
Legal assistance | 3.000€ | 13.000€ | 12.000€ | ❌ |
Covid-19 | ✅ | ✅ | ✅ | ✅ |
Medical expenses | 200.000€ | 1.000.000€ | 500.000 € | 222.600€ |
Hospitalization | Actual costs | 200.000€ | 500.000€ | 250.000€ |
Theft or loss of luggage | Optional | 2.000€ | 2.500€ | 2.670€ |
Repatriation | Actual costs | Actual costs | Actual costs | 17.800€ |
Sports activities | ✅ | ✅ | Optional | ❌ |
Recommended for | All types of stays | All types of stays | All types of stays | Digital nomad |
Review | IATI travel insurance | Chapka insurance | HeyMondo insurance | SafetyWing insurance |
Discount > | Promo Code IATI | Promo Code Chapka | Promo Code HeyMondo |
The best travel insurance to Europe for working holidays
Europe is a popular destination for working holidays, and people from all over the world come to experience the food, art, and culture that the continent has to offer.
It’s also the perfect place to visit if you’re interested in learning a new language. After all, the best way to learn a language is to live and work in a different country!
Enjoy a 5% discount on Chapka Working Holiday insurance (valid until 03/05/2026)
Click Here: Activate Discount
- Fill in your trip info
- Click on “Calculate Price”.
- Done! The discount will be applied automatically.
The most useful benefits that Cap Working Holiday gives those working abroad include:
- Coverage during short trips to your home country.
- Repatriation and early return.
- Medical expenses and hospitalisation abroad covered at 100%.
- This policy is renewable abroad, in case you decide to extend your stay.
Here’s a table for those seeking travel insurance to Europe for their working holiday:
🏆 | ⭐️⭐️⭐️⭐️ | ⭐️⭐️⭐️ | ⭐️⭐️⭐️⭐️ | ⭐️⭐️⭐️ | ⭐️⭐️ |
|---|---|---|---|---|---|
Working Holiday Insurance | | | |  | |
Price 1 month | 38€ | 80€ | 51€ | ￡40 | 47€ |
Offer valid until 03/05/2026 | Get Your Discount Now | Get Your Discount Now | Get Your Discount Now | Get Your Discount Now | Get Your Discount Now |
– 5% | – 5% | – 5% | – 10% for students | – 10% on Yearly plan | |
details | details | details | details | details | |
Legal assistance | 13.000€ | 12.000€ | 3.000€ | £10.000 | ❌ |
Medical expenses | 500.000 € | 200.000€ | 1.000.000€ | £15.000.000 | 222.600€ |
Hospitalization | 200.000€ | 500.000€ | Actual costs | £15.000.000 | 250.000€ |
Theft or loss of luggage | 2.000€ | Optional | 2.500€ | £1,000 | 2.670€ |
Repatriation | Actual costs | Actual costs | Actual costs | Actual costs | 17.800€ |
Sports activities | Optional | ✅ | ❌ | ✅ | ✅ |
Phone theft | ✅ | ❌ | ❌ | ✅ | ✅ |
Camera or drone theft | ✅ | ❌ | ❌ | ✅ | ✅ |
Recommended | All types of stays | All types of stays | All types of stays | All types of stays | Digital nomad |
Review | Chapka insurance | Heymondo insurance | IATI travel insurance | Outbacker Insurance | SafetyWing insurance |
Discounts | Promo Code Chapka | Promo Code HeyMondo | Promo Code IATI | Promo Code Outbacker |
Best annual travel insurance to Europe
With an annual travel insurance plan, you’ll be covered during all your short-term trips to Europe in a year. Contracting travel insurance to Europe doesn’t get more convenient!
Annual insurance is essential for frequent travellers. This package insures you for all the trips you take in a year, so you can save time and money on insurance. Each trip under 60 days will include cancellation coverage and a 24-hour assistance platform.
Activate a 5% Discount on Heymondo Annual Multi-trip, only valid until 03/05/2026.
The following benefits, in my opinion, are essential for any annual travel insurance to Europe:
- Strong coverage for medical expenses
- Repatriation and early return
- Covid-19 cover
- Luggage theft or damage
- Trip cancellation cover
🏆 | ⭐️⭐️⭐️⭐️ | ⭐️⭐️⭐️ | ⭐️⭐️⭐️ | ⭐️⭐️ | ⭐️⭐️ |
|---|---|---|---|---|---|
Multitrip 1 Year | | | | | |
Price 1 year | 169€ | 751€ | 198€ | 504€ | 600€ |
details | details | details | details | details | |
Offer valid until 03/05/2026 | – 5% | – 5% | ❌ | – 10% on Yearly plan | – 10% for families |
Get Your Discount Now | Get Your Discount Now | Get a Free Quote | Get Your Discount Now | Get Your Discount Now | |
Medical expenses | 3.500.000 € | 500.000€ | 300.000€ | 222.600€ | 150.000€ |
Covid-19 | ✅ | ✅ | ✅ | ✅ | ✅ |
Hospitalization | Actual costs | Actual costs | 300.000€ | 300.000€ | Actual costs |
Theft or loss of luggage | 1.700€ | 1.500€ | 2.000€ | 2.670€ | 1.150€ |
Repatriation | Actual costs | Actual costs | Actual costs | 17.800€ | Actual costs |
Sports activities | Optional | Covered | Covered | Covered | Covered |
Phone theft | ❌ | ❌ | ❌ | ✅ | ❌ |
Camera or drone theft | ❌ | ❌ | ❌ | ✅ | ❌ |
Recommended for | All types of stays | All types of stays | All types of stays | Digital nomad | All types of stays |
Review | Heymondo insurance | IATI travel insurance | Chapka insurance | SafetyWing insurance | ACS insurance |
Discount | Promo Code Heymondo | Promo Code IATI | Promo Code Chapka |
Best travel insurance to Europe for students abroad
Europe is home to some of the oldest and most prestigious universities in the world. No wonder, then, that it is such a popular destination for exchange students.
If you’re thinking of studying in Europe, I strongly recommend a student travel insurance plan, as they are tailored to students’ needs. This will allow you to focus on the experiences that await you in Europe! And your studies, of course.😊
Chapka Student is perfect for students heading abroad. This policy is especially useful for students studying in countries with high medical costs, such as the USA, Canada, Australia, New Zealand and Japan.
Get a 5% discount on Cap Student in May 2026:
Click here: Activate Discount
- Fill in your trip info (country of residence, travel dates, type of insurance).
- Click on “Calculate your Insurance”.
- All done! The discount will be applied automatically.
Cap Student also covers travel and accommodation costs for a family member to visit you if you are hospitalised for 2 days or more:
- Repatriation and early return.
- Chronic, pre-existing or congenital conditions.
- Dental expenses.
- Personal injury from motor vehicle accidents.
Travelling to Europe at the best price in 2026
I’ve made many trips throughout Europe, and after all my research and first-hand experience, I’ve compiled some travelling hacks that I’d like to share with you!
There are countless ways to make your travels cheaper. Choosing insurance that is tailored to your needs is vital, but remember that flights, accommodation, the card you use, and how you book your activities are crucial factors as well.
Here are a few tricks I’ve learned over the years, they’ll help you save money on your travels, so you can focus on the things you enjoy about travelling. If you follow these tips, you might just find that by the end of your trip, you have enough money left over to explore an extra destination on your route home!
Fly at reduced prices!
You know, flights don’t cost the same from all countries! To pay for my cheapest flights, I use NordVPN.
Basically, it’s a private network that allows you to access Internet sites from locations other than your own, and this can have some serious benefits:
In May 2026, enjoy a 59% discount on NordVPN.
Click here: Activate Discount
Flights from Barcelona to Buenos Aires don’t cost the same if you buy them from Spain as from India, for example. So, once you’ve installed NordVPN, simply access websites like Skyscanner and compare prices by entering as if you were browsing from different countries.
The 8 countries from which it is cheapest to buy flights are: Malaysia, Bulgaria, India, Turkey, Romania, Indonesia, Portugal, and Thailand. Once you have NordVPN, head over to Skyscanner and start paying reduced prices for flights all over the world!
Stay at a discount all year round
Access Booking.com now and get discounts of up to 15% in May 2026 by becoming a Genius user.
There are also ways to save money when booking your accommodation with Booking. The first of which is becoming a Genius user, something you get from making 2 bookings (Genius level 1), and 5 bookings (Genius level 2).
As a Genius user in Booking.com, you can enjoy:
- Discounts on room rates.
- Free breakfast.
- Upgrades to superior room categories.
- Free parking.
- Late check-out.
- Welcome gifts.
In addition, there are hotels in Booking.com that directly offer you a 10 to 15% discount on your rate for being a Genius user.
Access to get discounts of up to 15% by becoming a Genius user.
Finally, Booking.com has a Minimum Price Guarantee program, so if you find a cheaper price for your hotel on any other website, they’ll match it!
Get the best travel card
If you travel frequently, the Revolut Metal Card is another great way to save money. For starters, they offer you unlimited currency exchanges without paying any fees!
This Card allows you to make unlimited domestic transfers free of charge, and withdraw up to £800 a month from international ATMs.
If you spent £650 abroad in a month using a standard card, and withdrew £350 at ATMs, you would have paid around £44 in fees.
With the Revolut Metal card, you would have paid £0 in fees.
Reserve your entertainment and sightseeing in advance
GetYourGuide is an indispensable tool for organising any trip to any destination. It’s a platform that helps you book tourism and leisure activities for your trip.
With GetYourGuide, you can book your activities online to avoid queues, and take advantage of a discount for online bookings. This way, you save time and money, so you can enjoy more activities during your trip!
Is travel insurance to Europe mandatory?
The answer is yes!
According to a 2009 Regulation of the European Parliament, it is necessary to take out travel insurance to Europe if you live outside the European Union and wish to visit one or several European countries.
To see the list of countries that form the Schengen zone, go further down in the article.
Travel insurance to Europe: requirements for a Schengen visa
Your travel insurance to enter the Schengen area must meet the following requirements:
- Minimum coverage of €30,000. It must extend the entire duration of your trip.
- Covers expenses related to repatriation, emergency medical care, and emergency treatment or death in hospital.
- Cover all countries within the Schengen area.
Does the insurance policy have to cover all Schengen countries?
Yes, your travel insurance policy to Europe must cover all Schengen member states. For those who visit the Schengen area, they will see that the region is like a single country, as it offers freedom of movement.
For example, when travelling to the Schengen area, you will only receive the stamp on your passport from the country of arrival, and the country of departure.
What should travel insurance to Europe cover?
Your travel insurance to Europe should cover the following costs:
- Medical expenses: the insurer must cover your medical expenses if you get sick or have an accident in Europe.
- Lost luggage: can be reimbursed in case of loss, or theft of luggage, personal belongings, or travel documents.
- Flight cancellations and delays: if you experience flight cancellations or delays, you will be entitled to a refund.
- Medical emergency (accident or illness) in the Schengen area.
- Repatriation or funeral expenses abroad.
- Delayed baggage (and emergency replacement of essentials).
- Travel delays due to weather.
In addition to these services, each insurer offers additional services that may vary depending on the plan, and the destination you choose. It’s always a good idea to read the full policy when contracting travel insurance.
Another point to keep in mind is that insurers generally cover pregnancy expenses, however, most only provide cover if the trip occurs during the first 3 months of pregnancy.
It’s important to check with the company, and request details about coverage for pregnant women travelling.
All coverage conditions appear in each quote. It should be checked carefully to make sure all your needs are met in case you run into any issues.
What type of coverage will you need?
There are different types of coverage, depending on what you want to do:
- A simple round-trip, with certain dates and scheduled destinations.
- A trip with multiple destinations, common among backpackers and digital nomads travelling to different destinations in the same year.
Check all the details:
Make sure that the coverage is correct and that it is consistent with the activities you plan to take part in. For example, if you are going to practice extreme sports, it is essential that the policy have sports coverage.
In addition, it’s important to check:
- Pre-existing medical conditions
- Natural disaster coverage
- High-risk sports
Tip (from personal experience): if you have a pre-existing condition, such as a chronic disease or allergies, it’s essential to keep a medical record from your doctor. This must contain:
- Summary of all the details of your current state of health
- Medications that you take
- Any other aspect that you consider necessary
How to select the right travel insurance for Europe?
Before searching where to buy travel insurance to Europe, you should consider the following questions, so you can select a plan that is well-adapted to your needs.
First, ask yourself these essential questions:
- What type of trip is this?
- What level of coverage do I need, considering all my activities?
- What is the duration of my trip?
Remember, Europe is both big, and diverse. There are endless opportunities, both regarding places to go, and things to do. Keep this in mind when buying travel insurance to Europe.
Cheap travel insurance to Europe
Finding cheap travel insurance to Europe that covers all your needs requires a lot of research online, but it’s a good investment of your time!
It’s important to understand that there are numerous companies that offer quite similar services, but you should always check closely which of them offer the most complete coverage.
Remember not to confuse the price for quality, as not all low-cost travel insurance policies offer low-quality services, and not all expensive insurance plans have high-quality services.
How to take out travel insurance to Europe
Here is a step-by-step guide on how to contract your travel insurance to Europe:
The websites of the insurance companies I’ve mentioned are straightforward and intuitive, so don’t worry!
- Go to the website of the insurer of your choice and click on the insurance plan that you want to contract.
- Once you have selected the insurance, you will see a “Contract” button, or something similar. Click to start the contracting process.
- Once there, you will need to fill in your trip details. Firstly, the duration of the trip. Remember to check the policy’s renewal terms, for trips lasting longer than 12 months. Secondly, the number of travellers. Finally, the countries you will be visiting. For travel to Europe, select the option that says either, “Europe,” or “World excluding US/Canada.”
- Fill in the details of each traveller and add a supplement if necessary. This is usually the cancellation or adventure sports option.
- Read the insurance conditions carefully, and that’s it. You now have your travel insurance to Europe!
Why take out travel insurance to Europe?
Basically, travel insurance to Europe is there to protect you against unexpected expenses that arise during your trip.
Contracting travel insurance to Europe is essential if you want to minimise the damage of an unforeseen event … In all cases, this insurance will offer medical assistance and coverage for flight delays or lost luggage.
Since travelling to Europe is more expensive than many other parts of the world, coupled with taxes and high purchasing power, any trip to Europe is expensive for a tourist, especially Western Europe.
Is it worth taking out travel insurance for your trip to Europe?
Yes, it’s always worth it. A good travel insurance option will be, if you need to use it, the most vital thing you will have done for your trip.
These are the things that we always think will never happen, but when they do, it can be truly terrifying.
I purchased travel insurance for $800 to travel to South-East Asia for 3 months. At first, I found this to be a bit expensive, but in the second month I had a health problem and had to return early to my country. The total cost covered by the insurance was more than $9,000.00.
That is far more than the amount I paid, so was it worth it? I think so.
Is Europe a safe place to travel?
Of course there are dangerous places within Europe, but in general, it’s very safe. However, petty crime is common in virtually every large European city. If you keep your wits about you, you will have nothing to worry about!
If you run into trouble in Europe, contact the embassy of your country of residence, within the country you’re in at that time.
Travel insurance to the Schengen Area
The Schengen Treaty is an agreement between the countries of Europe, with the aim of reducing bureaucracy in traffic and trade between countries.
The main policy is freedom of movement, meaning you can travel freely between the assigned countries, these are:
- Germany
- Austria
- Belgium
- Denmark
- Slovakia
- Slovenia
- Spain
- Estonia
- Finland
- France
- Greece
- Holland
- Hungary
- Iceland
- Italy
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Norway
- Poland
- Portugal
- Czech Republic
- Sweden
- Switzerland
If you’re travelling to one of these countries, remember to take out insurance! Once you’ve done that, you’ll be ready to enjoy your trip!
