Travel insurance to Costa Rica: best offers with discount in 2022

In this post, we will compare and help you find the best travel insurance to Costa Rica: coverages, costs, and discounts.

In December 2022, get a 5% discount on your Chapka travel insurance
Click here: Activate Promo Code

The discount will be automatically applied to Cap Assistance, Working Holiday, or Student policies.

Travel insurance to Costa Rica

Costa Rica is one of the most striking destinations in Central America due to its exotic wildlife, incredible national parks, beaches and volcanoes, as well as the number of adventure sports that can be practised in unique environments.

If you are a more adventurous traveller or if you are a lover of the nature that the country offers, today I bring you the information you need to choose the best health insurance to travel to Costa Rica for you. But first, I’ll give you a sneak preview of each of them:

  • Chapka: best insurance for travel to Costa Rica
  • HeyMondo: best travel insurance to Costa Rica for families
  • IATI: best travel insurance to Costa Rica for backpackers
  • SafetyWing: best travel insurance to Costa Rica for digital nomads

Best travel insurance to Costa Rica in December 2022

Finding the best travel insurance to Costa Rica will depend on the needs of the users and the type of traveller who wants to opt for a policy to travel with peace of mind in the country.

For this reason, I have written today’s post with the 4 best insurances according to the characteristics of travellers. Don’t miss it!

1. Chapka: best travel insurance to Costa Rica

If as a traveller, you are looking for the best for travel to Costa Rica, Chapka offers one of the most beneficial options.

Chapka insurance coverages have nothing to envy to other insurances on the market. I’ll tell you all about it below!

Chapka Insurance coverages

Although it is not necessary to have travel insurance to enter Costa Rica, the reality is that travelling to the other side of the pond can sometimes be a bit of a challenge, especially after the pandemic!

In December 2022, get a 5% discount on Chapka travel insurance
Click here: Activate Promo Code

  1. You will be redirected to the official Chapka website.
  2. Fill in the form. Do not fill in the promo code, as it will be applied automatically.
  3. Click on “Get a quote”.
  4. The discount will be applied, and you will see this message: “Your discount has been applied”.

That’s why Chapka is the best insurance for those who want a wide range of coverage regarding Covid-19 and many other aspects. Discover them:

  • Cancellation insurance option
  • Medical expenses and hospitalization
  • Emergency dental expenses
  • Baggage insurance
  • Travel incidents
  • Accident compensation
  • Liability

In addition to these coverages, the Chapka travel insurance Costa Rica also offers all the coverages listed below:

  • Covid-19 coverage, including PCR test.
  • 24-hour assistance and repatriation.
  • Replacement vehicle.
  • Sending medicines abroad.
  • Veterinary care.
  • Adventure sports.
  • Early return of the insured.
  • Displacement of a companion in case of hospitalization.
  • Extension of stay.
  • Reimbursement of holidays not taken
  • Repatriation due to airline bankruptcy.
best travel insurance to Costa Rica
One of my favourite restaurants in Costa Rica - Puerto Viejo (2015)

2. HeyMondo: best insurance to Costa Rica for families

If you travel with your family, and you like to enjoy places as different as Costa Rica with your children, the travel insurance of HeyMondo is one of the best options. Why? Simple!

It is the option with the cheapest prices in relation to its coverage.

Price and coverages of HeyMondo Travel Insurance

Undoubtedly, this is the best option for health insurance for families travelling to Costa Rica. The final price will depend on the duration of the trip, the country of destination and the country of origin.

In December 2022, get a 5% discount on your HeyMondo travel insurance
Click here: Activate Promo Code

  1. You will be redirected to the official website.
  2. Select your insurance policy.
  3. Answer the questions and click on “Calculate the price”.
  4. Your discount will be applied automatically.

* 5% for all types of travellers ⎜ 10% for groups of 5 to 9 persons ⎜ 20% for families and groups of + 9 persons

I know you want peace of mind for you and your family:

  • Medical assistance
  • Theft and damage to luggage
  • Loss of services
  • Legal assistance
  • Liability
  • Additional accident compensation

In addition to these coverages, it is worth mentioning other important ones offered by this insurance policy for travel to Costa Rica. Read on!

  • Theft or total loss of electronic equipment.
  • Repatriation and early return.
  • Adventure sports such as quad biking, rafting, trekking up to 5,000 metres, cannoning, white water rafting, mountain biking and sport climbing.
  • Displacement of a family member or companion.

3. IATI: best travel insurance to Costa Rica for backpackers

The more adventurous also have the right to have a travel insurance to Costa Rica adapted for them. The best option is, undoubtedly, IATI Backpacker.

It is an insurance that has been designed not only to offer coverage related to adventure sports, but also for those travellers who are not sure how long they will stay in each place – for true backpackers!

IATI Backpacker price and coverage

Although it is not compulsory to have travel insurance to enter Costa Rica, if your intention is to enjoy the adventure in this country full of nature and unique landscapes, it is highly recommended to travel with one.

Especially given the cost of healthcare for tourists!

In December 2022, get a 5% discount on your IATI travel insurance
Click here: Activate Promo Code

  1. You will be redirected to the official IATI website.
  2. Enter your travel details and click on “Get a quote”.
  3. Select your insurance policy and click on “Contract”.
  4. That’s it! The 5% discount will be applied automatically to your quote.

In this sense, the price of IATI Backpacker can be estimated considering factors such as the duration of the trip or the country of origin, and its coverage can be summarised as follows:

  • Medical assistance abroad with Covid-19 included
  • Dental expenses
  • Theft and damage to luggage
  • Displacement of a family member
  • Convalescence at the hotel
  • Search and rescue
  • Delayed delivery of checked baggage
  • Accident and disability cover
  • Private civil liability

In addition to these, IATI Backpacker as insurance for travel to Costa Rica has other coverages that are worth mentioning. Pay attention! Other of the most relevant coverages of IATI Backpacker are the following:

  • Chronic, pre-existing or congenital emergency diseases.
  • Repatriation or transport of sick or deceased persons.
  • Information service
  • Bodily injury in motor vehicle accidents
  • Adventure sports.

4. ACS: best insurance to Costa Rica at the best price

The best travel insurance to enter Costa Rica with peace of mind and leave any worries behind is ACS AMI. The reasons can be summed up in two words: comprehensive coverage.

This is undoubtedly a key aspect when travelling to a country where health costs are high for tourists, so why risk a scare to your bank account – you never know what might happen!

In December 2022, get a 10% discount on ACS AMI family travel insurance
Click here: Activate Promo Code

ACS price and coverage

ACS’s travel insurance to Costa Rica is priced according to the country of destination and the length of stay, as well as a set of comprehensive coverages.

SafetyWing insurance
Safetywing website

5. Safetywing: insurance for digital nomads

Safetywing is one of the new travel insurance to Costa Rica available for digital nomads and long-stay travellers. It is designed to provide the most comprehensive cover for long-term travel.

Remember, if you go to this country, you would need a visa digital nomad for Costa Rica.

Safetywing’s prices and coverage

Safetywing’s Costa Rica travel insurance is designed entirely for digital nomads or long-term travellers (more than 3 months).

In December 2022, get SafetyWing nomad insurance for $42/month
Click here: Activate Promo Offer

  1. You will be redirected to the official SafetyWing website.
  2. Click on “Sign me up”.
  3. Fill in the form and follow the instructions by clicking on “Next”.
  4. That’s it! You will receive your travel insurance at the end of the registration process.

The huge advantage is that it allows you to purchase travel insurance for Costa Rica once you have started your trip.

Comparison of travel insurance to Costa Rica

chapka assurance
heymondo logo
iati seguros
acs assurance voyage
logo oasis insurance
assurance voyage
Price
24€
27€
27€
20€
28€
37€
Discount in December 2022
– 15% for families
– 15% for families
– 5% for families
– 10% for families
– 5% for single or couple
– 5% for single or couple
– 5% for single or couple
Activate Discount
Activate Discount
Activate Discount
Activate Discount
See offer
See offer
Covid-19
Medical expenses
200.000€
3.500.000 €
500.000€
150.000€
info
222.600€
Hospitalization
30€/day
Actual costs
Actual costs
Actual costs
info
300.000€
Theft or loss of luggage
2.000€
1.700€
1.500€
1.150€
2.300€
2.670€
Repatriation
Actual costs
Actual costs
Actual costs
Actual costs
Actual costs
17.800€
Sports activities
Covered
Covered
Covered
Covered
Covered
Covered
Phone theft
Camera or drone theft
Recommended for
All types of stays
All types of stays
All types of stays
All types of stays
All types of stays
Digital nomad
Review
Chapka insurance
HeyMondo insurance
IATI travel insurance
ACS insurance
SafetyWing insurance
Promo Code Chapka
Promo Code HeyMondo
Promo Code IATI

Frequently asked questions

How much does insurance cost to travel to Costa Rica?

The price of health insurance for travel to Costa Rica will depend on different factors. In particular, you will see one price or another depending on the duration of the trip, the coverage chosen, the type of insurance and the people insured.

To find out more about prices, I recommend you to visit the official websites where you can find the exact price according to your needs!

Where to buy insurance for travel to Costa Rica?

Buying international travel insurance to Costa Rica, as I have mentioned throughout this post, is essential due to the high cost of health care in the country. But where to buy this insurance?

The ideal is to make the purchase on the official website of each insurer, but not without first informing yourself well about the coverage and advantages of each one of them. You can find more information on our blog!

Is it safe to travel to Costa Rica?

Costa Rica has positioned itself as one of the safest countries in Latin America, and you won’t have any problems if you travel alone anywhere in the country.

However, as in many other countries around the world, caution should be exercised in the crowded areas of the capital, San José. It is therefore advisable to take out travel insurance to enter Costa Rica.

It is in these areas where petty theft can occur in crowded places. In addition, the authorities advise avoiding some medium risk areas at night, such as Tárcoles, Jacó, Quepos, Tamarindo or Puerto Viejo.

Michaël Louis
Michaël Louis
I am a digital nomad with a passion for new technologies and travel. We created Planet Nomad to help you on your way to geographical freedom: that of digital nomadism and online entrepreneurship. If you liked this article, please share it or leave your comment, I'll answer it.

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