Best Travel Insurance to Dubai: Complete Guide in 2024

The growth of the United Arab Emirates in recent years, and of course Dubai, has been absolutely astonishing. These days, Dubai really has something for everyone, even skiing! In today’s post, we’re covering the deals on best travel insurance to Dubai.
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Short Stay Insurance
chapka travel insurance
iati travel insurance logo
heymondo logo
logo april international
outbacker logo
Price 7 days
24€
24€
25€
30€
£107
Offer valid until 05/12/2024
ACTIVATE DISCOUNT
ACTIVATE DISCOUNT
ACTIVATE DISCOUNT
GET A QUOTE
ACTIVATE DISCOUNT
🎉 For all
– 5%
– 5%
– 5%
– 10%
👨‍👩‍👧‍👦 For a family
– 15%
– 5%
– 5%
for students
info
info
info
info
info
Medical expenses
Unlimited
5.000.000€
500.000€
500.000€
£15,000,000
Accident compensation
60.000€
80.000€
18.000€
10.000€
£10,000
Loss or delay of baggage
3.000€
2.500€
3.000€
1.600€
£1,500
Liability
60.000€
60.000€
2.000.000€
£2,000,000
Adventure Sports
Repatriation
Early return
🕵🏽‍♀️ Reviews
Chapka insurance
IATI travel insurance
Heymondo insurance
Outbacker Insurance
💰 Discounts
Promo Code Chapka
Promo Code IATI
Promo Code Heymondo
travel insurance to dubai
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🎉 Long stay insurance offers

🧑🏻‍🌾
WORKING HOLIDAY

ACTIVATE DISCOUNT
5% Cap Working holiday

Valid until 05/12/2024

🌍
LONG STAY 90 days or +

ACTIVATE DISCOUNT
15 % Cap Adventure

Valid for families of 3 or +

👨‍🎓
STUDIES ABROAD

ACTIVATE DISCOUNT
5% Cap Student

Valid until 05/12/2024

🏝
SHORT STAY

ACTIVATE DISCOUNT
5% Cap Assitance

Valid until 05/12/2024

How to get the discount?

To get the discount on your quote, activate the promo code today and subscribe on the date of your choice:

  1. After clicking on the offer, you will be redirected to the insurer website
  2. Fill in the details of your next trip
  3. Then click on “Get a quote”.
  4. The promo code will be applied automatically!

Dubai is a city whose development and innovation has been staggering in the last couple of decades, and it wasn’t long ago that Dubai was just a little fishing village on the Persian Gulf.

Dubai’s lavish skyscrapers sit between gorgeous deserts to the south, and crystal clear waters to the north, and today, Dubai has become a world hub for business, luxury tourism, and fashion.

Dubai is a very tourist-friendly city, but unforeseen circumstances can arise that could set you back thousands, so it’s essential to be prepared. In this post, I’ll be taking you through everything you need to know about taking out travel insurance for Dubai.

Throughout this article, we’ve outlined the best policies and discounts for each traveller profile. So, whether you’re going on a family trip, solo trip, or backpacking adventure, you’ll be able to find the policy that best suits your travelling needs.

Comparing travel Insurance to Dubai in December 2024

Finding a policy with broad coverage that also has good value for money should be your top priority. We’re here to help!

The best way to get the most cost-effective policy for your trip is to compare policies. To make it easier, we’ve also created several comparative tables, each one for a different type of traveller needing travel insurance in Dubai.

By comparing policies and benefits, you can ensure that you’re getting the best possible level of coverage, and not overpaying for coverage you don’t need. So, without further ado, let’s get started!

Best short-term travel insurance for Dubai

For trips of under 3 months, you’ll need short-term travel insurance. We’ve set out the best short-term policies currently available in December 2024, so that you can make an informed decision on your travel insurance to Dubai.

The following policies have been selected based on specific criteria for each type of traveller, so you can ensure you have the right coverage for your trip. There are also plenty of promotional offers that you can take advantage of to reduce the cost of your trip.

Before we explore the best short-term policies for each traveller profile, there’s an exciting deal available now that you don’t want to miss if you’re going on holiday to Dubai in 2024:

This 5% discount from Chapka is valid until 05/12/2024.
Click here: Activate Discount

  1. Fill in your info: country, coverage regions, and dates.
  2. Click on “Calculate Price”.
  3. Done! Your discount will be applied automatically.

Chapka’s most useful benefits for short holidays include:

  • Extensive medical assistance at the destination
  • Repatriation and early return
  • Cover for loss or damage to baggage

In this comparative table, you’ll find the best short-term policies currently available. In the left-hand column, you’ll find the benefits of each policy, and from there you can decide which policy best suits your travel plans.

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⭐️⭐️⭐️
⭐️⭐️⭐️
⭐️⭐️
Short Stay Insurance
chapka travel insurance
iati travel insurance logo
heymondo logo
logo april international
outbacker logo
Price 7 days
24€
24€
25€
30€
£107
Offer valid until 05/12/2024
ACTIVATE DISCOUNT
ACTIVATE DISCOUNT
ACTIVATE DISCOUNT
GET A QUOTE
ACTIVATE DISCOUNT
🎉 For all
– 5%
– 5%
– 5%
– 10%
👨‍👩‍👧‍👦 For a family
– 15%
– 5%
– 5%
for students
info
info
info
info
info
Medical expenses
Unlimited
5.000.000€
500.000€
500.000€
£15,000,000
Accident compensation
60.000€
80.000€
18.000€
10.000€
£10,000
Loss or delay of baggage
3.000€
2.500€
3.000€
1.600€
£1,500
Liability
60.000€
60.000€
2.000.000€
£2,000,000
Adventure Sports
Repatriation
Early return
🕵🏽‍♀️ Reviews
Chapka insurance
IATI travel insurance
Heymondo insurance
Outbacker Insurance
💰 Discounts
Promo Code Chapka
Promo Code IATI
Promo Code Heymondo

For families travelling short-term

Dubai is known as a top holiday destination for celebrities and the ultrarich, but it’s also a lot of fun for families! However, as with any family trip, it’s incredibly important to have travel insurance to Dubai that covers the whole family.

In my experience going on short-term holidays as a family, this is the ideal policy, as it has been designed to meet families’ needs. It’s also currently being offered at a discounted price!

Until 05/12/2024, get 5% off Heymondo Insurance when you travel as a family.

If you’re seeking coverage for an adventure with the whole family, this is a great option. It offers medical assistance abroad, pharmaceutical expenses, repatriation of minors, and children’s liability.

For solo-travellers and couples travelling short-term

Having peace of mind when travelling is indispensable. To enjoy your holiday to the fullest, you need coverage that suits the trip you’re taking.

For solo-travellers and couples, it’s vital that you carefully consider all the activities you want to take part in, and then select your policy based on this. If you’re visiting Dubai on your own, or as a couple, here’s a promotional offer available now:

Get a 5% discount on Heymondo travel insurance valid until 05/12/2024!

This is the ideal option for travellers exploring the world on their own or as a couple. This policy offers good value for money, has broad equipment and medical coverage, insures you during sporting activities, and even covers pre-existing conditions.

For backpackers and adventurers travelling short-term

If you’re an adventure enthusiast, then Dubai is sure to be your playground! If you plan to take part in any sort of extreme sports, you need good insurance to ensure you avoid a financial nightmare.

Adventurers and backpackers should make sure that their travel insurance in Dubai includes the following guarantees: extensive medical expenses cover, repatriation, early return, and adventure activities coverage if applicable.

Heymondo is the perfect insurer for adventurous travellers, and for travel to countries with high medical expenses. Its comprehensive coverage includes motor vehicle accidents and adventure sports.

Activate your coupon for a 5% discount on Heymondo, available now until 05/12/2024.

Best long-term travel insurance to Dubai

Taking out travel insurance for Dubai is absolutely essential if you’re planning to travel for more than 90 days. The longer you stay overseas, the more likely it is that you’ll need to make a claim on your insurance.

It’s important that your policy includes broad medical coverage, flexible renewal options, 24/7 assistance, and repatriation. Here’s a long-term policy that was designed to meet the needs of people travelling long-term. There’s also a special discount!

You have until the 05/12/2024 to get a 5% discount on Heymondo Insurance!
Click here: Activate Discount

  1. Fill in your info
  2. Click on “Calculate Price”
  3. You’re ready to go! Your discount will be applied automatically.

Remember, the longer the trip, the higher the chance that something will go wrong at some point.

This comparative table shows the best options for long-term trips of 3 months or more:

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Long stay + 3 months
chapka travel insurance
iati travel insurance logo
heymondo logo
logo april international
outbacker logo
Price 3 months
229€
338€
210€
220€
£206
Valid until 05/12/2024
ACTIVATE DISCOUNT
ACTIVATE DISCOUNT
ACTIVATE DISCOUNT
GET A QUOTE
ACTIVATE DISCOUNT
🎉For all
– 5%
– 5%
👨‍👩‍👧‍👦For a family
– 15%
– 5%
– 5%
– 10%*
info
info
info
info
info
Legal assistance
13.000€
3.000€
12.000€
£10,000
Medical expenses
1.000.000€
1.000.000€
500.000 €
500.000 €
£15,000,000
Liability
4.500.000€
60.000€
Optional
500.000€
£2,000,000
Loss or delay of baggage
150€
300€
200€
£1,500
Baggage theft and damage
2.000€
2.500€
Optional
1.600€
£1,500
Adventure Sports
200€
Repatriation
Veterinary Assistance
Early Return
60.000€
🕵🏽‍♀️ Reviews
Chapka insurance
IATI travel insurance
Heymondo insurance
Outbacker Insurance
💰 Discounts
Chapka promo code
Promo Code IATI
Promo Code Heymondo
*Valid for students

For families travelling long-term

When travelling long-term with the family, you need comprehensive coverage and financial protection for all family members, this is the most important precaution to take when travelling as a family.

With that said, your family travel insurance to Dubai should include some essential benefits. Among them, are pharmaceutical coverage, broad coverage for medical expenses, children’s liability, and repatriation.

Here’s an exciting promotional offer currently available. It includes all the guarantees I’ve mentioned plus more.

Get a 15% Discount on Chapka Adventure for a family of 3 persons or more (valid until 05/12/2024).

This is a great option for long-term family trips. It includes a 24-hour medical chat, repatriation and early return, and pharmaceutical expenses because access to prescription drugs is crucial when travelling with the little ones.

For solo-travellers and couples travelling long-term

Dubai is a perfect destination for trips with a friend, couples getaways, or even solo trips, as it’s like a big adventure playground for grown-ups!

The United Arab Emirates offers endless entertainment and recreation opportunities, so it’s vital that you take out comprehensive coverage that caters to the needs of the travellers involved, and the activities you want to try.

If you’re looking for long-term travel insurance for Dubai, there is an exceptional offer available now.

Activate 5% Discount at Heymondo Insurance (valid until 05/12/2024).

If you’re ready to dive straight into your next big adventure, either solo, or with a partner, you want peace of mind.

This insurance policy is ideal for long-term trips (from 1 to 12 months), as it includes a high level of medical costs, repatriation, and it allows for renewal whilst on the road.

For backpackers and adventurers travelling long-term

As I’ve touched on throughout this piece, Dubai is a paradise for adventurers and extreme sportspeople, so it’s imperative that you have financial protection if something goes wrong in Dubai.

A little later, you will find my segment about adventure sports in Dubai, and the recommended benefits for adventure tourism to the UAE. In this section, however, I simply leave you with a thrilling limited time offer.

If you’re an intrepid traveller who’s ready to leap into the unknown and experience the adrenalin and adventure of your next trip, this next long-term travel insurance is for you.

Until 05/12/2024, get a 5% discount on Heymondo Travel Insurance.

Perfect for backpackers, this policy includes a wide variety of high-risk activities, such as activities with undomesticated animals, jet skiing, and off-roading!

The best travel insurance to Dubai for digital nomads and businesses

Having lived the digital nomad lifestyle for a few years, I know that having adequate coverage while living and working on the road is a crucial precaution, and without it, my lifestyle wouldn’t be possible.

When living abroad for months at a time, the probability of running into trouble somewhere along the way increases significantly. As I always say, preventing a disaster is always better than having to find a cure!

There are 3 particular guarantees that I consider to be prerequisites for the digital nomad travel insurance. These include: electronic equipment coverage, repatriation, and medical coverage. Of course, there are plenty of other important benefits, too!

Get a 5% discount on Heymondo until 05/12/2024. Get in quick!
Activate Discount Here

  1. Fill in your trip info
  2. Click on “Calculate Price”.
  3. All done! The discount will be applied automatically.

Some of the most useful benefits of Hey Mondo travel insurance for digital nomads include:

  • 24/7 assistance platform.
  • Repatriation and early return.
  • Travel expenses for a family member if you are hospitalised for over a week.

If you’re a digital nomad, or work for a business, take a look at the following comparative table showing travel insurance for working in Dubai.

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⭐️⭐️⭐️
⭐️⭐️
Digital Nomad Insurance
chapka travel insurance
iati travel insurance logo
Heymondo Logo
safetywing logo
Price 3 months
174€
338€
210€
126€
Discount valid until 05/12/2024
ACTIVATE DISCOUNT
ACTIVATE DISCOUNT
ACTIVATE DISCOUNT
GET A QUOTE
– 15% for families
– 5%
– 5%
info
info
info
info
Legal assistance
13.000€
3.000€
12.000€
Covid-19
Medical expenses
1.000.000€
200.000€
500.000 €
222.600€
Hospitalization
Actual costs
250.000€
500.000€
200.000€
Theft or loss of luggage
2.000€
Optional
2.500€
2.670€
Repatriation
Actual costs
Actual costs
Actual costs
17.800€
Sports activities
Optional
Recommended for
All types of stays
All types of stays
All types of stays
Digital nomad
Review
Chapka insurance
IATI travel insurance
HeyMondo insurance
SafetyWing insurance
Discount >
Promo Code Chapka
Promo Code IATI
Promo Code HeyMondo

The best travel insurance to Dubai for working holidays

If you’re headed off to the UAE to live and work, I’m sure it’ll prove to be a great opportunity for you! First, however, it’s important to take out working holiday travel insurance for Dubai.

To ensure everything runs smoothly, you need an insurance policy that covers you every step of the way, as working holidays aren’t all about working, you will also want to travel and try different activities.

A good working holiday insurance policy is designed to take these considerations into account, allowing you the freedom and flexibility to explore Dubai and the UAE. Here’s another bargain, this time, to meet the needs of those working abroad.

Enjoy a 5% discount on Chapka Working Holiday insurance (valid until 05/12/2024)
Click Here: Activate Discount

  1. Fill in your trip info
  2. Click on “Calculate Price”.
  3. Done! The discount will be applied automatically.

 

The most useful benefits that Cap Working Holiday gives those working abroad include:

  • Coverage during short trips to your home country.
  • Repatriation and early return.
  • Medical expenses and hospitalisation abroad covered at 100%.
  • This policy is renewable abroad, in case you decide to extend your stay.

In the next table, you’ll find the best policies on the market for travel insurance to Dubai for working holidays.

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⭐️⭐️⭐️⭐️
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Working Holiday Insurance
chapka travel insurance
Heymondo Logo
iati travel insurance logo
outbacker logo
safetywing logo
Price 1 month
36€
80€
51€
£40
42€
Offer valid until 05/12/2024
ACTIVATE DISCOUNT
ACTIVATE DISCOUNT
ACTIVATE DISCOUNT
ACTIVATE DISCOUNT
GET A QUOTE
– 5%
– 5%
– 5%
– 10% for students
info
info
info
info
info
Legal assistance
13.000€
12.000€
3.000€
£10.000
Medical expenses
500.000 €
200.000€
1.000.000€
£15.000.000
222.600€
Hospitalization
200.000€
500.000€
Actual costs
£15.000.000
250.000€
Theft or loss of luggage
2.000€
Optional
2.500€
£1,000
2.670€
Repatriation
Actual costs
Actual costs
Actual costs
Actual costs
17.800€
Sports activities
Optional
Phone theft
Camera or drone theft
Recommended
All types of stays
All types of stays
All types of stays
All types of stays
Digital nomad
Review
Chapka insurance
Heymondo insurance
IATI travel insurance
Outbacker Insurance
SafetyWing insurance
Discounts
Promo Code Chapka
Promo Code HeyMondo
Promo Code IATI
Promo Code Outbacker

Best annual travel insurance to Dubai

Whether you’re a jet-setter, travel a lot for work, or just love to travel, annual travel insurance will surely change the way you think about insurance.

What’s great about it is, even if you only take two trips a year, you’re still likely to benefit from an annual plan!

Annual insurance is essential for frequent travellers. This package insures you for all the trips you take in a year, so you can save time and money on insurance. Each trip under 60 days will include cancellation coverage and a 24-hour assistance platform.

Activate a 5% Discount on Heymondo Annual Multi-trip, only valid until 05/12/2024.

Here are some of the most crucial benefits that you should prioritise when choosing an annual travel insurance plan:

  • Strong coverage for medical expenses
  • Repatriation and early return
  • Luggage theft or damage
  • Trip cancellation cover
  • Covid-19 cover

Here’s a comparative table of the top annual travel insurance plans in December 2024:

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⭐️⭐️
Multitrip 1 Year
iati travel insurance logo
Heymondo Logo
chapka travel insurance
safetywing logo
acs travel insurance logo
Price 1 year
751€
169€
198€
504€
600€
Offer valid until 05/12/2024
ACTIVATE DISCOUNT
ACTIVATE DISCOUNT
GET A FREE QUOTE
GET A FREE QUOTE
ACTIVATE DISCOUNT
– 5%
– 5%
– 10% for families
info
info
info
info
info
Covid-19
Medical expenses
500.000€
3.500.000 €
300.000€
222.600€
150.000€
Hospitalization
Actual costs
Actual costs
300.000€
300.000€
Actual costs
Theft or loss of luggage
1.500€
1.700€
2.000€
2.670€
1.150€
Repatriation
Actual costs
Actual costs
Actual costs
17.800€
Actual costs
Sports activities
Covered
Optional
Covered
Covered
Covered
Phone theft
Camera or drone theft
Recommended for
All types of stays
All types of stays
All types of stays
Digital nomad
All types of stays
Review
IATI travel insurance
HeyMondo insurance
Chapka insurance
SafetyWing insurance
ACS insurance
Discount
Promo Code IATI
Promo Code HeyMondo
Promo Code Chapka

Best travel insurance to Dubai for overseas students

What’s interesting about Dubai is that it is home to a large number of campuses from renowned foreign universities, including Canadian University, the University of Birmingham, and Murdoch University, just to name a few.

Regardless of what, or where you’re studying in Dubai, studying in such an innovative city must be truly inspiring! Of course, it’s crucial to have the right level of coverage for your trip, so your student exchange experience in Dubai doesn’t come to a screeching halt.

Luckily, there are plenty of discounted policies tailored to meet the needs of students. Here’s the most complete option currently available:

Chapka Student is perfect for students heading abroad. This policy is especially useful for students studying in countries with high medical costs, such as the USA, Canada, Australia, New Zealand and Japan.

Get a 5% discount on Cap Student in December 2024:
Click here: Activate Discount

  1. Fill in your trip info (country of residence, travel dates, type of insurance).
  2. Click on “Calculate your Insurance”.
  3. All done! The discount will be applied automatically.

Cap Student also covers travel and accommodation costs for a family member to visit you if you are hospitalised for 2 days or more:

  • Repatriation and early return.
  • Chronic, pre-existing or congenital conditions.
  • Dental expenses.
  • Personal injury from motor vehicle accidents.

Useful tips for travelling to Dubai at the lowest price in 2024

As I’m sure you can imagine, Dubai, as the playground of celebrities and the super-rich, is an expensive city to visit. However, I assure you, travelling to expensive places on a budget is definitely possible! It just takes a little commitment from you.

Over the years, I’ve compiled a number of little tips and tricks to save money while abroad. If you save a little here, and a little there, you can significantly reduce the cost of your trip!

There are countless ways to make your travels cheaper. Choosing insurance that is tailored to your needs is vital, but remember that flights, accommodation, the card you use, and how you book your activities are crucial factors as well.

If you follow these tips, you might just find that by the end of your trip, you have enough money left over to visit an extra destination in the Middle East before you return home!

Fly at reduced prices!

You know, flights don’t cost the same from all countries! To pay for my cheapest flights, I use NordVPN.

Basically, it’s a private network that allows you to access Internet sites from locations other than your own, and this can have some serious benefits:

In December 2024, enjoy a 59% discount on NordVPN.
Click here: Activate Discount

Flights from Barcelona to Buenos Aires don’t cost the same if you buy them from Spain as from India, for example. So, once you’ve installed NordVPN, simply access websites like Skyscanner and compare prices by entering as if you were browsing from different countries.

The 8 countries from which it is cheapest to buy flights are: Malaysia, Bulgaria, India, Turkey, Romania, Indonesia, Portugal, and Thailand. Once you have NordVPN, head over to Skyscanner and start paying reduced prices for flights all over the world!

Stay at a discount all year round

Access Booking.com now and get discounts of up to 15% in December 2024 by becoming a Genius user.

There are also ways to save money when booking your accommodation with Booking. The first of which is becoming a Genius user, something you get from making 2 bookings (Genius level 1), and 5 bookings (Genius level 2).

As a Genius user in Booking.com, you can enjoy:

  • Discounts on room rates.
  • Free breakfast.
  • Upgrades to superior room categories.
  • Free parking.
  • Late check-out.
  • Welcome gifts.

In addition, there are hotels in Booking.com that directly offer you a 10 to 15% discount on your rate for being a Genius user.

Access to get discounts of up to 15% by becoming a Genius user.

Finally, Booking.com has a Minimum Price Guarantee program, so if you find a cheaper price for your hotel on any other website, they’ll match it!

Get the best travel card

If you travel frequently, the Revolut Metal Card is another great way to save money. For starters, they offer you unlimited currency exchanges without paying any fees!

This Card allows you to make unlimited domestic transfers free of charge, and withdraw up to £800 a month from international ATMs.

If you spent £650 abroad in a month using a standard card, and withdrew £350 at ATMs, you would have paid around £44 in fees.

With the Revolut Metal card, you would have paid £0 in fees.

Reserve your entertainment and sightseeing in advance

GetYourGuide is an indispensable tool for organising any trip to any destination. It’s a platform that helps you book tourism and leisure activities for your trip.

With GetYourGuide, you can book your activities online to avoid queues, and take advantage of a discount for online bookings. This way, you save time and money, so you can enjoy more activities during your trip!

Discounts on Travel Insurance for Dubai

Of course, one of the best ways to save on your trip is to find high-quality plans at discounted prices.

To save you some time, I’ve compiled the following exclusive discounts for you to take advantage of when looking for travel insurance for Dubai.

– 15% OFF
🏝 Short Stay 🧑🏻‍🌾 Working Holiday 👩🏾‍🎓 Studies

ACTIVATE DISCOUNT
Valid until 05/12/2024

chapka travel insurance

– 10% OFF

ACTIVATE DISCOUNT
Valid until 05/12/2024 on studies abroad

outbacker logo

– 15% OFF
🌍 Long Stay ✈️ MultiTrip 1 Year

ACTIVATE DISCOUNT
Valid until 05/12/2024

heymondo logo

– 15% OFF
🌍 Long Stay

ACTIVATE DISCOUNT
Valid until 05/12/2024 for families

chapka travel insurance

Promo code applies an automatic and immediate discount.

  1. After clicking on the offer, you will be redirected to the insurer website
  2. Fill in the details of your next trip
  3. Then click on “Get a quote”.
  4. The promo code will be applied automatically.

What are the entry requirements for the UAE in 2024?

The first thing to mention is that as of May 2023, all Covid-related requirements for entry to the United Arab Emirates have been lifted. However, these things can change quickly, so you should always read up on the latest official travel requirements.

To travel to the UAE and Dubai, you must have:

  • A valid passport. Validity must extend 6 months after the date of arrival in the UAE.
  • A tourist visa (if applicable). If you are from an EU country, USA, Canada, or Australia, you will be granted a tourist visa upon arrival. EU citizens receive 90 days up front, but other nationalities would need to extend their visa to 90 days. For more information about the UAE visa requirements, click here.

Is travel insurance for Dubai compulsory?

Travel insurance is not an explicit requirement to enter the United Arab Emirates.

However, the UK Government strongly advises that you take out adequate insurance to cover medical expenses, and repatriation.

They even state that although UAE medical facilities are comparable to those in the UK, “visitors may be prevented from using them without travel insurance.” See: UK Government’s health recommendations for travel to the UAE.

Medical costs can be exorbitant in Dubai, so having comprehensive health insurance in Dubai is an essential safeguard.

What should travel insurance for Dubai cover?

In this section, I’ll be outlining all the guarantees you need to make your trip to Dubai as safe and smooth as possible. With the right coverage, you could end up saving thousands!

If you make sure that your insurance policy has the following benefits, you’ll be able to travel to Dubai with peace of mind.

  • Medical expenses: as mentioned earlier, the top medical facilities in the country may be reserved only for visitors with insurance. Health care costs in the UAE can be sky-high, so having broad medical expenses is imperative. This should include medical emergencies. Depending on the type of trip you’re taking, 100,000€ in medical expenses should be the lowest limit.
  • Early return and repatriation.
  • Flight cancellations and delays. If you experience flight cancellations or delays, you can get a refund.
  • Theft or damage to luggage. If your personal belongings are stolen or misplaced, you can recover the costs.
  • Travel delays due to natural disasters or bad weather, such as sandstorms or heavy thunder.

Adventure sports in Dubai

There are tons of opportunities for the adventurous types in Dubai. Note that if the activity you want to try isn’t included in the standard plan, it may be available as an add-on.

So, if you want to experience all the thrills that the city has to offer, make sure your travel insurance for Dubai covers the following activities:

  • Sandboarding
  • Ski Dubai
  • Kite surfing
  • Bungee jumping
  • Hot-air ballooning
  • Water parks
  • Dune buggy rides
  • Paragliding
  • Race car driving
  • Parachuting

For more touristic advice, you can go to the official Visit Dubai website.

Read the terms and conditions of your plan, so you’re familiar with it and know exactly what to do if you need to make a claim. To ensure a successful claim, declare your pre-existing conditions at the time of contracting, and keep all supporting documents.

How much does travel insurance to Dubai cost?

Getting a good deal on your travel insurance should be a top priority. Luckily, there are plenty of great policies offered at discounted prices, providing cheap policies, without sacrificing quality.

Here are some rough estimates of prices for travel insurance for Dubai in 2024, to give you an idea of how much you can expect to spend.

  • 26 € per week for short trips.
  • 52 € per month for long trips, nomadic or business travel.
  • 86 € per month for business travel (Working Holiday).
  • 51 € per month for overseas study travel.

How to take out travel insurance for Dubai

The application processes on the websites of the insurers we’ve mentioned are all quick, and easy to navigate.

To give you an idea of how to do it, I’ve created a step-by-step guide:

  1. Go to the website of the insurer of your choice and click on the insurance plan that you want to contract.
  2. Once you have selected the insurance, you will see a “Contract” button, or something similar. Click to start the contracting process.
  3. Once there, fill in your trip details. This will include the duration of your trip, the number of travellers contracting insurance, and the countries you’ll be visiting. Check the policy’s renewal terms for trips lasting longer than 12 months. For travel to the UAE, select the option that says “World” or “World excluding US/Canada.”
  4. Fill in the details of each traveller and add a supplement if necessary. This is usually the cancellation or adventure sports option.
  5. You’re all set! You can now rest assured you’ll have travel insurance in Dubai.

Is Dubai safe for travellers?

Dubai is, in general, a safe city to visit, and surveillance is set up all over the city. It is incredibly important to follow local norms and customs in Dubai. This means no public drunkenness or displays of affection.

You should familiarise yourself with the laws of the UAE. Regrettably, homosexuality is a crime, and there have been instances of homosexuals being punished there. To read more about local laws and customs in the UAE, click here.

If something does go wrong while in the UAE, particularly if you run into legal trouble, you should know where your country’s Embassy is.

Dubai is a truly extraordinary mix of modernity and tradition, so whatever it is that brings you there, you’re bound to be absolutely amazed by what the city has to offer! Safe travels! 🌍 ✈️

Picture of Michaël Louis

Michaël Louis

I am a digital nomad with a passion for new technologies and travel. We created Planet Nomad to help you on your way to geographical freedom: digital nomadism and online entrepreneurship.

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