Chapka Insurance Working Holiday: Guarantees & Benefits in 2023

Before choosing the Chapka Insurance Working Holiday, let's take a look at its guarantees and benefits.

In February 2023, get 5% off on Cap Working Holiday insurance.
Click here: Activate Discount Now

  1. You will be redirected to the official Chapka website.
  2. Fill in the form. Do not fill in the promo code, as it will be applied automatically.
  3. Click on “Get a quote”. That’s it! Discount is applied automatically.
Chapka insurance Working Holiday

Chapka Insurance Working Holiday Certificate

When you subscribe, you will receive the Chapka Insurance Working Holiday certificate. This is signed and stamped by Chapka. This certificate must be presented to the authorities when crossing the border, or in case of a claim.

You will also receive your assistance card, and these contract documents will be issued to you in English, French, and Spanish:

Chapka insurance contract
The dates of the stay must be indicated on the travel insurance certificate.
Chapka travel insurance contract
This certificate must be presented to the competent authorities in the event of a claim.
Chapka insurance review
You will receive a certificate in your own language and another one translated. You will have to present it to the competent authorities in case of a claim.

How to get a working holiday insurance certificate?

Since the beginning of the pandemic, dozens of countries now require proof of working holiday (WH) insurance to cross their borders.

If you do not present this certificate, the authorities of that country can send you back to your country of origin without any further explanation.

To avoid this situation, you will need to present a Chapka WH insurance certificate. You can even subscribe to the Cap Working Holiday package with a special readers’ discount:

In February 2023, get 5% off on Cap Working Holiday insurance.
Click here: Activate Discount Now

  1. You will be redirected to the official Chapka website.
  2. Fill in the form. Do not fill in the promo code, as it will be applied automatically.
  3. Click on “Get a quote”. That’s it! Discount is applied automatically.

Chapka insurance working holiday benefits

The guarantees offered by Chapka Working Holiday Insurance are specifically designed for working holiday programs:

  • Full and unlimited medical coverage in case of an accident or unforeseeable illness (such as Covid-19).
  • 24/7 medical teleconsultation (new)
  • Early return: if a member of your family is hospitalised or dies during your stay, Chapka covers your return airfare.
  • Coverage in case of theft or damage to your luggage.
  • Insured worldwide: you are covered in the country where you are on a WH, and if you go on holiday in another country (90 days max).
  • Payment in 3 instalments from €150.

Chapka Working Holiday Insurance Coverage

Chapka Working Holiday

If you’re going on a working holiday programme (WHP), this is the right option for you. The Chapka Working Holiday Insurance Certificate will be sent to you when you subscribe.

You’ll be covered for:

  • Medical and hospitalisation costs (including PCR tests) in the event of Covid-19 at destination, as well as medical repatriation, recommended by the assistance centre.
  • Extension of stay if you fall ill with Covid-19 at destination.
  • Early return in case of hospitalisation due to serious illness, or death related to Covid-19 of a family member in your country of residence.

You won’t be covered for:

  • Quarantine at destination.
  • Repatriation, if you are stranded at your destination due to a general lockdown (closed borders or airports, no transport).
  • Coverage of a mandatory PCR test to get to your destination.

Subscribe to Chapka Working Holiday

100% medical and hospitalisation costs

The real advantage of the Chapka Working Holiday Insurance is that medical expenses are insured at 100%, unlimited, and without deductibles. This means that your health expenses are covered in the event of a sudden, unforeseen illness or accident.

  • Reimbursement of medical expenses in case of Covid-19.
  • Repatriation assistance guarantee.
  • Original and certified Chapka Covid-19 Insurance Certificate.
  • Civil liability coverage.
  • Coverage of your luggage during transport and stay.

Consult Covid-19 guarantees

24-hour repatriation assistance

Chapka insurance provides 100% repatriation at actual cost. If the doctor requests repatriation for medical treatment, then repatriation is fully insured.

Presence of a relative in case of hospitalisation

If you are hospitalised in your country of expatriation, Chapka insurance offers one of your relatives a return ticket to be with you, as well as the cost of the hotel.

Early return

In the event of serious hospitalisation or the death of a relative, you can benefit from an early return, at the actual cost of the journey.

Luggage theft insurance

With Chapka WH Insurance, your luggage is insured against theft or damage up to €2,000 (including during transport).

Civil liability for rental

You are covered up to €100,000 with Chapka insurance if you cause damage to the property you are renting.

Search and rescue costs

Search and rescue costs at sea and in the mountains are reimbursed up to €5,000 (upon presentation of an invoice) with the Chapka insurance package.

Comparison of Chapka working holiday

Here are the rates for Chapka working holiday insurance regarding other insurers:

chapka assurance
heymondo logo
assurance voyage
world nomads logo
iati seguros
⭐️⭐️⭐️⭐️⭐️
⭐️⭐️⭐️⭐️⭐️
⭐️⭐️⭐️
⭐️⭐️⭐️
⭐️⭐️
Cap Working Holiday
Long Stay Premium
Nomad
Explorer
Star
Price for 1 month
35€
80€
42€
65€
51€
Discount in February 2023
– 5%
– 5%
– 5%
Activate Discount
Activate Discount
Get a Free Quote
Get a Free Quote
Activate Discount
Legal assistance
13.000€
12.000€
3.000€
Covid-19
Medical expenses
500.000 €
200.000€
222.600€
£10,000,000
1.000.000€
Hospitalization
200.000€
500.000€
250.000€
£10,000,000
Actual costs
Theft or loss of luggage
2.000€
Optional
2.670€
£2000
2.500€
Repatriation
Actual costs
Actual costs
17.800€
Actual costs
Actual costs
Sports activities
Optional
Phone theft
Camera or drone theft
Recommended for
All types of stays
All types of stays
Digital nomad
All types of stays
All types of stays
Review
Chapka insurance
HeyMondo insurance
SafetyWing insurance
Word Nomads Insurance
IATI travel insurance
Discount >
Promo Code Chapka
Promo Code HeyMondo
Promo Code IATI

Chapka Working Holiday France

This insurance policy is for travellers with a working holiday visa in France and whose country of residence is (these two criteria are imperative):

  • Canada,
  • Argentina,
  • Brazil,
  • Australia,
  • New Zealand,
  • South Korea,
  • Mexico,
  • Uruguay,
  • Japan,
  • Taiwan,
  • Chile,
  • Hong Kong,
  • Russia.

Conditions for taking out Chapka Insurance

You must be a citizen of the European Union, and hold a Working Holiday Visa (WHV).

Chapka insurance is intended for holders of a Working Holiday visa for:

  • Australia,
  • Canada,
  • Japan,
  • New Zealand,
  • Argentina,
  • Brazil,
  • Chile,
  • Colombia,
  • Mexico,
  • Uruguay,
  • Russia,
  • Singapore,
  • Taiwan,
  • Hong Kong
  • South Korea.

This contract is also intended for holders of:

  • Bridging visa.
  • Visa subclass 416, 417, 462.
  • Young professional visa.

For J1 visa holders in the US, the Cap Student insurance is the best option, as the Cap Working Holiday option is not suitable.

If you’re a British passport holder dreaming of embarking on a working holiday, don’t you worry! The UK Government has entered into a number of bilateral agreements that allow you to apply for working holiday visas overseas. These include: Australia, New Zealand, Canada, Japan, South Korea, Taiwan, Hong Kong, and Singapore.

My opinion on Chapka Insurance

In my opinion, Chapka Insurance is a recommended and even necessary option if you are going on a working holiday programme.

Of course, you don’t expect to have to use your travel insurance, but it is important to know what to do in the event of a claim.

Is Chapka working holiday insurance necessary?

If you go without travel insurance, you will have to pay out of your own pocket for treatment. To give you an idea of what this may look like, appendicitis surgery costs €44,060 in the United States, and flu treatment costs €24,120 in Canada. So, it’s easy to see why travel insurance is so essential.

If you want to pay less for your insurance, refer to the list of Chapka insurance promo code currently available.

Getting reimbursed by Chapka insurance

It’s rather simple, and above all, un-bureaucratic.

Just print out the online form on the Chapka insurance website. Then go to the doctor or hospital and present it to be fully insured.

All insurers require this document signed by doctors to trigger reimbursement of costs. If you cannot print documents on the spot, keep the supporting documents (medical report, certificate, detailed invoice, etc.).

Then send all the documents back to Chapka and the fee will be refunded.

Some common situations are:

  • 24-hour hospitalisation: you must advance the costs incurred and keep all receipts for medical and hospital expenses. You must also keep all the invoices for medication to send them to the insurer later for reimbursement.
  • Hospitalisation of more than 24 hours: you will have to contact the insurer so that they can contact the hospital where you are being treated. This way, there’s no need to make an advance payment for medical expenses.
  • Luggage theft: the insurer must be contacted within five days. The time limit may vary depending on the loss suffered.

I hope you have an excellent working holiday and create memories that you’ll cherish for a lifetime!

Michaël Louis
Michaël Louis
I am a digital nomad with a passion for travel and new technologies. We created Planet Nomad to help you on your way to geographical freedom: that of digital nomadism and online entrepreneurship. If you liked this article, please share it or leave a comment, I’ll answer it.

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